{"id":"W120566640","doi":"10.29173/alr101","title":"Gender in Automobile Insurance Underwriting: Some Insureds Are More Equal Than Others","year":2013,"lang":"en","type":"article","venue":"Alberta Law Review","topic":"Multicultural Socio-Legal Studies","field":"Social Sciences","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Underwriting; Business; Actuarial science; Insurance industry; Insurance policy; Variable (mathematics); Law; Political science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0004944027,0.0002393195,0.0005533658,0.00001994836,0.000478446,0.00009063205,0.0004107351,0.00013058,0.000638768],"category_scores_gemma":[0.0005277477,0.00018498,0.0001662946,0.0003919979,0.0004630469,0.000668198,0.00009393743,0.0002373373,0.0005824878],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002398776,"about_ca_system_score_gemma":0.00005611243,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.1722097,"about_ca_topic_score_gemma":0.06387643,"domain_scores_codex":[0.9977674,0.0003819027,0.000446211,0.0003724614,0.0004497125,0.0005822933],"domain_scores_gemma":[0.9988732,0.0003867607,0.0002115445,0.0002515036,0.000120008,0.000156954],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.000007227964,0.0004562403,0.2281491,0.004349204,0.0002976216,0.00002110775,0.06705528,0.00001801612,0.00007083495,0.6587926,0.02185162,0.01893116],"study_design_scores_gemma":[0.0006094809,0.0000328221,0.194107,0.004222551,0.00006131377,0.00000236729,0.006906845,0.00001415861,0.00001603559,0.003919953,0.7891593,0.0009481739],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.4757553,0.2980488,0.000004160866,0.05075042,0.0006432613,0.005085897,0.00001944183,0.0002783177,0.1694144],"genre_scores_gemma":[0.9703128,0.02275478,0.00006114662,0.004869622,0.0001672182,0.000339018,0.000004910587,0.00002293924,0.001467502],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.7673076,"threshold_uncertainty_score":0.9532054,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05220047736582969,"score_gpt":0.3345803080456482,"score_spread":0.2823798306798185,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}