{"id":"W1483994646","doi":"10.2139/ssrn.1200262","title":"Consolidation in the US Credit Union Sector: Determinants of Failure and Acquisition","year":2008,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":13,"is_retracted":false,"has_abstract":false,"ca_institutions":"Queen's University","funders":"","keywords":"Consolidation (business); Credit union; Financial system; Business; Economics; Accounting","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003814699,0.0002764232,0.0008352992,0.002346687,0.00107573,0.004721359,0.0009217041,0.002311456,0.009137264],"category_scores_gemma":[0.03037089,0.0003182021,0.0006436344,0.003562394,0.00210599,0.002981061,0.002919025,0.003329585,0.001133239],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001212415,"about_ca_system_score_gemma":0.002379383,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.02132304,"about_ca_topic_score_gemma":0.01605006,"domain_scores_codex":[0.9980075,0.0004746031,0.0002930002,0.0002080994,0.0002782973,0.0007384849],"domain_scores_gemma":[0.9207782,0.02158279,0.03492044,0.00278512,0.005590492,0.01434298],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001538387,0.0001045616,0.9968078,0.000003373079,0.00002088675,0.00005071782,0.0001265226,0.0002354904,0.00008027009,0.0003270293,0.0003334777,0.001756105],"study_design_scores_gemma":[0.00001790226,0.0001088611,0.9945023,0.00002923998,0.00003370592,0.0001713263,0.001181217,0.002286501,0.00013889,0.001090029,0.0004304794,0.000009462633],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9979364,0.0002884646,0.0001414025,0.0007873487,0.000008164355,0.00001030938,0.0001210681,0.000009857283,0.0006969565],"genre_scores_gemma":[0.999448,0.00006193745,0.00001467188,0.00004497708,0.00002218602,0.000003404014,0.0001318556,0.000002576706,0.0002703565],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02132304,"threshold_uncertainty_score":0.0423978,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01378762478525463,"score_gpt":0.2197572194450137,"score_spread":0.205969594659759,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}