{"id":"W1497183068","doi":"10.2139/ssrn.423820","title":"Property Rights Protection and Bank Loan Pricing","year":2003,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":30,"is_retracted":false,"has_abstract":false,"ca_institutions":"York University","funders":"","keywords":"Loan; Property rights; Basis point; Business; Economics; Percentile; Monetary economics; Actuarial science; Financial system; Finance; Interest rate","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002551213,0.0001286914,0.0002032827,0.0001818202,0.0004118009,0.00009713788,0.0001097528,0.00008001119,0.00007014071],"category_scores_gemma":[0.0001563715,0.0001042546,0.00006022831,0.0002545207,0.00005473479,0.0002864727,0.00001297234,0.0007711415,0.00004130353],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0008074837,"about_ca_system_score_gemma":0.0002426298,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0002043956,"about_ca_topic_score_gemma":0.0003631581,"domain_scores_codex":[0.9980835,0.0000487508,0.0004364672,0.000304681,0.00005326307,0.001073345],"domain_scores_gemma":[0.9994393,0.00001492091,0.0002768128,0.0001712987,0.00004643761,0.00005120892],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.000009452478,0.00007389741,0.02127186,0.00001070127,0.00003558146,4.414281e-7,0.0002504821,0.00008617036,0.00004793063,0.9723675,0.000008468512,0.005837553],"study_design_scores_gemma":[0.0004868507,0.0002084309,0.01117849,0.00001148022,0.000006079475,0.0002907622,0.00006440439,0.001196962,0.0001090895,0.9749788,0.01126011,0.0002085142],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9241122,0.006089757,0.05660116,0.0004775034,0.0003313401,0.0004158707,0.000001679599,0.00004571254,0.01192478],"genre_scores_gemma":[0.9978668,0.0003462603,0.0002333537,0.00001740705,0.00008877969,0.000008215061,5.501362e-7,0.00001652642,0.00142207],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.07375465,"threshold_uncertainty_score":0.4251379,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01301613093842922,"score_gpt":0.2002845763981056,"score_spread":0.1872684454596764,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}