{"id":"W1501676938","doi":"10.2139/ssrn.304159","title":"Bank Moral Hazard and the Introduction of Official Deposit Insurance in Canada","year":2002,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":11,"is_retracted":false,"has_abstract":false,"ca_institutions":"Université Laval; Université du Québec à Montréal","funders":"","keywords":"Deposit insurance; Moral hazard; Financial system; Business; Morale hazard; Actuarial science; Economics; Insurance policy; Casualty insurance; Market economy","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001132659,0.00008267593,0.0002321194,0.00009674806,0.00009013343,0.00002201074,0.0001497412,0.00003341395,0.00004362939],"category_scores_gemma":[0.00008882706,0.00007540378,0.00003902082,0.0002495997,0.00009300733,0.0001185421,0.0000139245,0.0005351343,0.000002371359],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001215917,"about_ca_system_score_gemma":0.0003050923,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.1734747,"about_ca_topic_score_gemma":0.7599013,"domain_scores_codex":[0.9986475,0.00003573055,0.0004954482,0.0001552428,0.0000564073,0.0006096853],"domain_scores_gemma":[0.9995536,0.00003367702,0.0002249971,0.0001401845,0.0000273674,0.00002013602],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00003758698,0.00005032871,0.5464248,0.000009706667,0.0000315733,4.404654e-7,0.0002788541,0.003085015,0.0000047225,0.4403314,0.00008535793,0.009660237],"study_design_scores_gemma":[0.001606723,0.0000869271,0.5827634,0.00000677341,0.000005955191,0.0001202019,0.0002241989,0.016993,0.00003491055,0.3976055,0.0003777987,0.0001745172],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9829051,0.0136281,0.0008493931,0.00177691,0.0002587384,0.00009826436,0.000006355366,0.000003639767,0.0004734308],"genre_scores_gemma":[0.9973211,0.002389331,0.00002693814,0.00002081891,0.000174491,0.000002172847,7.671719e-7,0.00000859428,0.00005582318],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.5864266,"threshold_uncertainty_score":0.8320292,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.008474936276685451,"score_gpt":0.1745069135319927,"score_spread":0.1660319772553073,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}