{"id":"W1516810050","doi":"10.7202/601033ar","title":"Une mesure composite du risque des prêts hypothécaires","year":2009,"lang":"en","type":"article","venue":"L Actualité économique","topic":"Financial Distress and Bankruptcy Prediction","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"Canada Mortgage and Housing Corporation; Université du Québec à Chicoutimi","funders":"","keywords":"Categorical variable; Real estate; Actuarial science; Econometrics; Credit risk; Equity (law); Mathematics; Economics; Statistics; Finance","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.01743147,0.002242494,0.001580173,0.005079473,0.001299815,0.005137776,0.00174022,0.002627899,0.01754132],"category_scores_gemma":[0.121444,0.0006777983,0.002325756,0.001838894,0.001999487,0.005768155,0.002215998,0.004450021,0.003452024],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001061935,"about_ca_system_score_gemma":0.001210079,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001560287,"about_ca_topic_score_gemma":0.001220686,"domain_scores_codex":[0.9887601,0.003757805,0.00128736,0.002327982,0.003484517,0.0003821834],"domain_scores_gemma":[0.7822999,0.1786958,0.01633366,0.01035653,0.01029996,0.002014009],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"simulation_or_modeling","study_design_scores_codex":[0.003357831,0.0008459696,0.6268914,0.001624348,0.001782224,0.003170435,0.002225346,0.01715303,0.005573836,0.05024052,0.009760907,0.2773742],"study_design_scores_gemma":[0.0006134846,0.003712747,0.5124075,0.001403195,0.00205404,0.01681625,0.006911075,0.1465742,0.01628414,0.2573048,0.03521917,0.0006994831],"study_design_candidate":"simulation_or_modeling","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.6590339,0.0108438,0.2438927,0.01020167,0.001068747,0.001356723,0.006921418,0.002103189,0.06457786],"genre_scores_gemma":[0.9497563,0.002010234,0.03990499,0.0004011467,0.000635368,0.0003997671,0.003417192,0.00006698371,0.003408061],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01754132,"threshold_uncertainty_score":0.09218752,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0210955772157736,"score_gpt":0.2078560715180995,"score_spread":0.1867604943023259,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}