{"id":"W1523953370","doi":"","title":"Merchants' Costs of Accepting Means of Payment: Is Cash the Least Costly?","year":2009,"lang":"en","type":"article","venue":"Bank of Canada review","topic":"Digital Platforms and Economics","field":"Business, Management and Accounting","cited_by":18,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Payment; Cash; Debit card; Transaction cost; Business; Database transaction; Credit card; Payment service provider; Commerce; Goods and services; Payment card; Value (mathematics); ATM card; Finance; Economics; Actuarial science; Economy; Computer science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002402181,0.0001989148,0.000347348,0.002273495,0.001663806,0.006044874,0.0006713891,0.00106877,0.003646207],"category_scores_gemma":[0.01277247,0.0002145986,0.0002959797,0.003538424,0.004394799,0.003488974,0.0007865963,0.001163303,0.0004217439],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.009494454,"about_ca_system_score_gemma":0.0090232,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.1846347,"about_ca_topic_score_gemma":0.2681411,"domain_scores_codex":[0.9970831,0.0005215654,0.0001123589,0.0001204701,0.001702661,0.0004598389],"domain_scores_gemma":[0.9913782,0.00269134,0.002291725,0.0003752155,0.002695926,0.0005675384],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"observational","study_design_scores_codex":[0.0008537857,0.0001417772,0.088113,0.001943657,0.0002528162,0.001028598,0.006843616,0.001951664,0.002479972,0.3595651,0.03339455,0.5034314],"study_design_scores_gemma":[0.0001218492,0.0003357716,0.4524632,0.005119984,0.0006423592,0.0023306,0.03228372,0.002173218,0.003186552,0.07980639,0.4212276,0.000308852],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.6099296,0.0651499,0.004180579,0.0509965,0.0004750015,0.0001145153,0.0005589956,0.00004455153,0.2685503],"genre_scores_gemma":[0.9686658,0.02333218,0.001300323,0.001225105,0.0001335422,0.00001176919,0.0001194508,0.00001178716,0.005200185],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1846347,"threshold_uncertainty_score":0.36712,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0186842354798383,"score_gpt":0.2137183803698066,"score_spread":0.1950341448899683,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}