{"id":"W1531267011","doi":"10.2139/ssrn.1335454","title":"Complete Market Valuation of the Ruin-Contingent Life Annuity (RCLA)","year":2009,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Insurance, Mortality, Demography, Risk Management","field":"Social Sciences","cited_by":3,"is_retracted":false,"has_abstract":false,"ca_institutions":"York University","funders":"","keywords":"Annuity; Actuarial science; Life annuity; Valuation (finance); Economics; Financial economics; Business; Finance; Pension","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003279337,0.0006659409,0.00129823,0.0007279335,0.0003858973,0.003278614,0.001360333,0.002421416,0.006311968],"category_scores_gemma":[0.01142056,0.0005127056,0.0005265431,0.0005591148,0.001374366,0.005521881,0.0009767853,0.001580284,0.0004934768],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0009966865,"about_ca_system_score_gemma":0.0009445498,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0006385962,"about_ca_topic_score_gemma":0.0004259412,"domain_scores_codex":[0.9991875,0.00035993,0.00003388248,0.0001447556,0.0001733763,0.0001004779],"domain_scores_gemma":[0.9969177,0.001557548,0.0004215192,0.0003531364,0.000393556,0.0003564025],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0001528762,0.00008299254,0.0008303691,0.0001016164,0.00004269072,0.0002558887,0.0001816141,0.05160295,0.001777024,0.9258304,0.003080574,0.01606098],"study_design_scores_gemma":[0.00003676993,0.0001312527,0.001193311,0.00004529439,0.00002375323,0.0002601712,0.00008028948,0.3538485,0.0005367561,0.6394586,0.004351956,0.00003330305],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"methods","genre_gemma":"empirical","genre_scores_codex":[0.4373974,0.003789087,0.4624126,0.003880713,0.0003406435,0.0001799944,0.001613851,0.0002436395,0.09014209],"genre_scores_gemma":[0.9754006,0.0007561999,0.01060403,0.00009516819,0.000227954,0.00005613515,0.0002517032,0.00003626989,0.01257195],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.006311968,"threshold_uncertainty_score":0.02111566,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02270781748268383,"score_gpt":0.2853589306841683,"score_spread":0.2626511132014845,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}