{"id":"W1551306299","doi":"10.1111/j.1468-0300.2013.12007.x","title":"Assessing Rating Agencies' Ability to Predict Bank Bankruptcy – The Lace Financial Case","year":2013,"lang":"en","type":"article","venue":"Economic Notes","topic":"Credit Risk and Financial Regulations","field":"Economics, Econometrics and Finance","cited_by":4,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Bankruptcy; Credit rating; Agency (philosophy); Quarter (Canadian coin); Sample (material); Actuarial science; Corporation; Business; Investment banking; Finance; Investment (military); Accounting; Economics; Political science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.02262379,0.0004012086,0.0006375621,0.005294904,0.00051355,0.003486871,0.0009734167,0.001277417,0.002274419],"category_scores_gemma":[0.1329766,0.0002873956,0.0006109579,0.003034061,0.001243455,0.003081039,0.001706213,0.001558931,0.001218991],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001154226,"about_ca_system_score_gemma":0.0005528537,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01231765,"about_ca_topic_score_gemma":0.006895275,"domain_scores_codex":[0.9842222,0.008351192,0.001704248,0.001183363,0.003636451,0.0009024751],"domain_scores_gemma":[0.7523537,0.09961315,0.09782452,0.01173404,0.03112109,0.007353499],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001263613,0.00006388505,0.9925295,0.000008939291,0.00005879694,0.00006450718,0.0002326179,0.00099906,0.00003533613,0.0002418324,0.0009300007,0.004709132],"study_design_scores_gemma":[0.00003306491,0.0004354613,0.9580764,0.00006088566,0.00007069216,0.0003421569,0.002217969,0.03493957,0.0004281091,0.001181008,0.002140828,0.00007386794],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9896342,0.0003121123,0.001103665,0.001323609,0.00003069447,0.00003750342,0.0005206721,0.00004453514,0.006993031],"genre_scores_gemma":[0.9993052,0.00004940488,0.0002167133,0.00003123781,0.00001687223,0.000005749237,0.0001993812,0.000002315908,0.0001730231],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02262379,"threshold_uncertainty_score":0.1196475,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.04024099277774096,"score_gpt":0.2579199257379902,"score_spread":0.2176789329602492,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}