{"id":"W1561449552","doi":"10.2139/ssrn.2234166","title":"Cash Holdings and Bank Loan Terms","year":2013,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Corporate Finance and Governance","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"University of Alberta","funders":"","keywords":"Business; Loan; Financial system; Cash; Amortizing loan; Cash management; Finance; Bridge loan; Non-performing loan","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007856753,0.0001703605,0.0002209185,0.001078926,0.000652988,0.00284807,0.0003808509,0.0009193373,0.02709826],"category_scores_gemma":[0.01068542,0.0002161793,0.0002964767,0.001370231,0.0007480712,0.002113462,0.0008732033,0.001892098,0.00247649],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0008509576,"about_ca_system_score_gemma":0.0006857148,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00971342,"about_ca_topic_score_gemma":0.01406944,"domain_scores_codex":[0.9997095,0.00007500312,0.00002512529,0.00003324417,0.00005201601,0.0001051158],"domain_scores_gemma":[0.985068,0.007665123,0.004302987,0.0002820358,0.0005283072,0.002153471],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.002388315,0.0004876086,0.9009202,0.0001147075,0.0001475977,0.0009932853,0.001350461,0.004085624,0.0009777463,0.05363129,0.007449615,0.02745353],"study_design_scores_gemma":[0.00007694976,0.0002405782,0.9316715,0.00009938969,0.000136282,0.0004263483,0.002713416,0.004637671,0.000463438,0.05352459,0.0059615,0.00004837846],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9791941,0.001940556,0.0004167124,0.001711983,0.00004013862,0.000009134679,0.0009014212,0.00002340524,0.01576252],"genre_scores_gemma":[0.9882854,0.0005804836,0.00005045569,0.00004895372,0.00006443178,0.000004877633,0.0004051467,0.000008089394,0.01055215],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02709826,"threshold_uncertainty_score":0.09065276,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.006549657452379128,"score_gpt":0.1832201512086125,"score_spread":0.1766704937562334,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}