{"id":"W1572710863","doi":"10.34989/swp-2008-5","title":"Unsecured Debt, Consumer Bankruptcy, and Small Business","year":2021,"lang":"en","type":"preprint","venue":"Econstor (Econstor)","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":25,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"","keywords":"Bankruptcy; Political science; Debt; Business; Finance; Law","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001367947,0.0005034433,0.0008091928,0.0005494939,0.0003900035,0.002300514,0.0007602109,0.001810724,0.004818212],"category_scores_gemma":[0.004584454,0.0003837468,0.0006959195,0.0006181335,0.001795549,0.002159574,0.0006085281,0.001607727,0.0004135206],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001781184,"about_ca_system_score_gemma":0.001009595,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005818238,"about_ca_topic_score_gemma":0.004216252,"domain_scores_codex":[0.9994849,0.0002209451,0.00001925403,0.000088925,0.00006289949,0.0001230257],"domain_scores_gemma":[0.9944992,0.003173415,0.001690214,0.0001911219,0.0001530935,0.0002929724],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.0003007768,0.0004796811,0.03380671,0.0001651641,0.00009959143,0.0006261294,0.0003275614,0.3639984,0.001609498,0.5811689,0.003054931,0.01436275],"study_design_scores_gemma":[0.0001704204,0.0002562515,0.02042291,0.0001143637,0.00007799106,0.000391083,0.0002593444,0.5245939,0.0007303967,0.4479689,0.00494981,0.00006456159],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8229157,0.002883341,0.1300126,0.006119949,0.00007583714,0.0001234869,0.000673926,0.0001372594,0.03705797],"genre_scores_gemma":[0.9884127,0.001065022,0.002181331,0.0001749307,0.00004448773,0.00005403393,0.0001226282,0.00001014079,0.007934631],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.005818238,"threshold_uncertainty_score":0.01611847,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02336122773042406,"score_gpt":0.2198750647033252,"score_spread":0.1965138369729012,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}