{"id":"W1572710863","doi":"10.34989/swp-2008-5","title":"Unsecured Debt, Consumer Bankruptcy, and Small Business","year":2021,"lang":"en","type":"preprint","venue":"Econstor (Econstor)","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":25,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"","keywords":"Bankruptcy; Political science; Debt; Business; Finance; Law","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","insufficient_payload"],"consensus_categories":[],"category_scores_codex":[0.001473433,0.0009469005,0.001955865,0.0007987649,0.0003886367,0.0006342226,0.0008299353,0.001118057,0.002810478],"category_scores_gemma":[0.0009023359,0.001253835,0.0004540484,0.0005745,0.001075116,0.0003386345,0.00103257,0.001095837,0.0003811126],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0006552741,"about_ca_system_score_gemma":0.0007988092,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001224925,"about_ca_topic_score_gemma":0.001451125,"domain_scores_codex":[0.994128,0.0001409344,0.002157111,0.002524977,0.000126995,0.0009219882],"domain_scores_gemma":[0.995316,0.0004124817,0.00154568,0.001990102,0.0004057409,0.000329946],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00001901945,0.0002832439,0.9708547,0.000530572,0.0002874921,0.00002782862,0.0009768509,0.0003149335,0.0000141801,0.02482744,0.0008517316,0.001012034],"study_design_scores_gemma":[0.001373241,0.00004115744,0.9522841,0.0003470634,0.0001133817,0.0001484055,0.0001654429,0.001539987,0.00006076218,0.02321214,0.01862527,0.002089033],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9336061,0.04082961,0.002987318,0.0005553942,0.006144037,0.0009577317,0.0007696705,0.0002557357,0.01389445],"genre_scores_gemma":[0.9919637,0.001804863,0.00405166,0.0002907183,0.0003562401,0.0001564832,0.0002922059,0.0001556933,0.0009284694],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.0583576,"threshold_uncertainty_score":0.9989911,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02336122773042406,"score_gpt":0.2198750647033252,"score_spread":0.1965138369729012,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}