{"id":"W1578424930","doi":"10.2139/ssrn.2134190","title":"Risk Classification and Health Insurance","year":2012,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Healthcare Policy and Management","field":"Economics, Econometrics and Finance","cited_by":4,"is_retracted":false,"has_abstract":false,"ca_institutions":"HEC Montréal","funders":"","keywords":"Business; Actuarial science; Health insurance; Health care; Economics; Economic growth","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002246794,0.0002636311,0.0004105559,0.001553158,0.000717936,0.002791493,0.0005317598,0.001294331,0.01057018],"category_scores_gemma":[0.01474181,0.0001607076,0.0004518763,0.001386119,0.001162351,0.002000399,0.0008794642,0.001682495,0.0008075362],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0009841308,"about_ca_system_score_gemma":0.0007720565,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.007551888,"about_ca_topic_score_gemma":0.005108819,"domain_scores_codex":[0.9990968,0.0004471512,0.00005492618,0.00008528204,0.0001352729,0.0001806797],"domain_scores_gemma":[0.9887981,0.006535188,0.002317618,0.0005007303,0.00069071,0.001157662],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0005456159,0.0004470893,0.7336399,0.00008002228,0.0001980922,0.000388879,0.001004425,0.003453913,0.0002039165,0.1878372,0.01155714,0.06064387],"study_design_scores_gemma":[0.0000661697,0.0001907361,0.4006008,0.0002459741,0.0001792365,0.0006981116,0.002809558,0.02828399,0.0002002043,0.5553613,0.01130468,0.00005918801],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9277135,0.01162137,0.007581165,0.02645144,0.0003060332,0.00003216391,0.001125591,0.00004802487,0.02512064],"genre_scores_gemma":[0.9949664,0.0007700681,0.0003533876,0.0001863565,0.0001858026,0.000005733613,0.0002745228,0.000004961522,0.003252563],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01057018,"threshold_uncertainty_score":0.03536075,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05807079212636416,"score_gpt":0.2923781761256556,"score_spread":0.2343073839992915,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}