{"id":"W1584626121","doi":"10.2139/ssrn.2363877","title":"Risk Aversion, Risk Behavior and Demand for Insurance: A Survey","year":2013,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":122,"is_retracted":false,"has_abstract":false,"ca_institutions":"HEC Montréal","funders":"","keywords":"Actuarial science; Risk aversion (psychology); Economics; Business; Financial economics; Expected utility hypothesis","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001112869,0.0002055508,0.0004868469,0.001148897,0.0004782031,0.0009616439,0.0002986086,0.0006904263,0.004181144],"category_scores_gemma":[0.003907096,0.0003984313,0.0005727494,0.00235203,0.0004145583,0.001125431,0.0004498996,0.001232687,0.001054848],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002847551,"about_ca_system_score_gemma":0.0003634135,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005975969,"about_ca_topic_score_gemma":0.006329449,"domain_scores_codex":[0.9995587,0.00009332579,0.00005816645,0.00007406273,0.0001398102,0.00007590684],"domain_scores_gemma":[0.995613,0.001883567,0.001295581,0.0001910289,0.0003588911,0.0006579491],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00007959039,0.0004171137,0.9857634,0.00003571802,0.00006086383,0.00007277364,0.001098992,0.0001130152,0.0001997878,0.0002474633,0.0006231623,0.01128822],"study_design_scores_gemma":[0.000005361488,0.0002148574,0.9943717,0.00002554975,0.00001960672,0.000334974,0.001684932,0.0002412239,0.00005741495,0.0001607569,0.002873436,0.00001012707],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9967919,0.0009208887,0.0001201656,0.0002055981,0.000004955271,0.000009099469,0.0005980114,0.000002258101,0.001347052],"genre_scores_gemma":[0.9939879,0.002679073,0.0002295688,0.0003138931,0.00002125357,0.00001551814,0.001176751,0.000006283136,0.001569826],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.005975969,"threshold_uncertainty_score":0.0139873,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0113295880430597,"score_gpt":0.2090850178263118,"score_spread":0.1977554297832521,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}