{"id":"W1793470888","doi":"10.2139/ssrn.2561523","title":"Risk Management of Policyholder Behavior in Equity Linked Life Insurance","year":2015,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Insurance, Mortality, Demography, Risk Management","field":"Social Sciences","cited_by":8,"is_retracted":false,"has_abstract":false,"ca_institutions":"Université de Montréal; Université du Québec à Montréal; University of Waterloo","funders":"","keywords":"Life insurance; Actuarial science; Business; Equity (law); Political science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001714251,0.0001262648,0.0001661028,0.0004326339,0.0003625021,0.001333838,0.0002982785,0.000706976,0.00354844],"category_scores_gemma":[0.009687832,0.0001365338,0.0001461099,0.0002800497,0.0004492589,0.0007597506,0.0006597489,0.0005689204,0.0002597326],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0008379379,"about_ca_system_score_gemma":0.0004322893,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.004539078,"about_ca_topic_score_gemma":0.006391463,"domain_scores_codex":[0.9995426,0.0002633072,0.00001934332,0.00004869263,0.00004448753,0.00008163195],"domain_scores_gemma":[0.996011,0.002312843,0.0008445987,0.0001425012,0.0001765955,0.0005124797],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0006006001,0.001153011,0.9405797,0.00001967159,0.00009655992,0.0003290286,0.002249945,0.01337135,0.002484664,0.01542813,0.0006180752,0.02306942],"study_design_scores_gemma":[0.00002340054,0.000388702,0.8877479,0.00001768054,0.00005485867,0.0001923511,0.004316897,0.07714588,0.0008953937,0.02829075,0.0008977493,0.0000284673],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9974532,0.00005457898,0.0008259214,0.0003103741,0.000003258178,0.00000546759,0.00002952168,0.000003666621,0.001314156],"genre_scores_gemma":[0.9993316,0.00001993301,0.000106457,0.0000152596,0.000002665944,0.000001640552,0.00001572362,8.635058e-7,0.000505899],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.004539078,"threshold_uncertainty_score":0.01187074,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03802928727680241,"score_gpt":0.3485042791468088,"score_spread":0.3104749918700064,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}