{"id":"W1856934243","doi":"10.3968/j.sms.1923845220130701.606","title":"The Innovation and Martingale Pricing of Mortgage Insurance Under O-U Process","year":2013,"lang":"en","type":"article","venue":"Studies in mathematical sciences","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Martingale (probability theory); Martingale pricing; Real estate; Actuarial science; Business; Mortgage insurance; Financial economics; Local martingale; Econometrics; Economics; Insurance policy; Mathematics; Finance; General insurance; Applied mathematics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001573773,0.00005793747,0.000198325,0.00007612339,0.0002040065,0.00005245347,0.0001333347,0.00001965593,0.00001958366],"category_scores_gemma":[0.000816503,0.00004049491,0.00001196958,0.0004384504,0.0006897417,0.0002022558,0.00006481153,0.00005202613,0.00002041872],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0000199008,"about_ca_system_score_gemma":0.000007215455,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00002056731,"about_ca_topic_score_gemma":0.00001815224,"domain_scores_codex":[0.9991572,0.000008253934,0.000490611,0.0001502698,0.00003064889,0.0001629532],"domain_scores_gemma":[0.9993361,0.0003294036,0.0002127194,0.00007756846,0.00003327604,0.00001093974],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0000017756,0.0000314608,0.2044638,0.0001635173,0.00001393442,1.260416e-7,0.002821376,0.0001159774,0.00001496833,0.7891565,0.00009208578,0.003124435],"study_design_scores_gemma":[0.00007112062,0.00001987834,0.03779693,0.0000448771,6.238683e-7,7.148611e-7,0.003613721,0.004689762,0.00003547862,0.9536194,0.00003990473,0.00006754768],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9552019,0.0004129067,0.0002634075,0.0006314731,0.00007543359,0.0001316294,0.000001240195,0.000005889135,0.04327613],"genre_scores_gemma":[0.9987796,0.0002435302,0.0008016159,0.00004370282,0.00001263787,0.00002364629,5.446299e-8,0.000003000569,0.00009222874],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1666669,"threshold_uncertainty_score":0.2541382,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.09446824957281764,"score_gpt":0.3138131645697332,"score_spread":0.2193449149969156,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}