{"id":"W1893046654","doi":"10.1111/jmcb.12379","title":"Why Do Shoppers Use Cash? Evidence from Shopping Diary Data","year":2017,"lang":"en","type":"article","venue":"Journal of money credit and banking","topic":"Digital Platforms and Economics","field":"Business, Management and Accounting","cited_by":96,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"Deutsche Forschungsgemeinschaft","keywords":"Cash; Payment; Value (mathematics); Business; Credit card; Payment card; Debit card; ATM card; Actuarial science; Finance; Computer science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003035492,0.0002618351,0.0004448334,0.00152536,0.0005575212,0.001762542,0.0005683765,0.0009070971,0.005354012],"category_scores_gemma":[0.02817937,0.0004323637,0.000314295,0.002061456,0.0009453934,0.001902298,0.0007264028,0.0006419197,0.001277101],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002753859,"about_ca_system_score_gemma":0.0002252234,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.004475347,"about_ca_topic_score_gemma":0.004354492,"domain_scores_codex":[0.9982111,0.0008402746,0.0001729826,0.0003797072,0.0002720534,0.0001238178],"domain_scores_gemma":[0.9440643,0.03581211,0.01444687,0.002714821,0.002027974,0.0009338253],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0007641827,0.0002640233,0.9545656,0.0005368722,0.0003527339,0.0001828629,0.00344808,0.0002474878,0.000240942,0.001097733,0.002887781,0.03541174],"study_design_scores_gemma":[0.00005792165,0.0001704782,0.9830207,0.000309871,0.0001734149,0.0002904361,0.005944442,0.001393244,0.0003424477,0.00139257,0.006857208,0.00004730025],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9914473,0.001496281,0.000662191,0.0007794982,0.00002223237,0.00002659755,0.001306357,0.00001172509,0.00424778],"genre_scores_gemma":[0.9972693,0.0008880408,0.0003031805,0.0002259803,0.00002438882,0.00002020927,0.0007825711,0.000005498141,0.0004807268],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.005354012,"threshold_uncertainty_score":0.01791096,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1105170262753217,"score_gpt":0.2658906890300489,"score_spread":0.1553736627547272,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}