{"id":"W1977936578","doi":"10.2139/ssrn.1737983","title":"Internal Governance, Legal Institutions and Bank Loan Contracting Around the World","year":2010,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Corporate Finance and Governance","field":"Business, Management and Accounting","cited_by":10,"is_retracted":false,"has_abstract":false,"ca_institutions":"University of Ottawa","funders":"","keywords":"Business; Corporate governance; Loan; Financial system; Accounting; Finance","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007663691,0.00008282255,0.0001448379,0.001639022,0.001214982,0.005166942,0.0002549432,0.000788598,0.00621871],"category_scores_gemma":[0.002467022,0.000115229,0.00009092153,0.004937873,0.003125804,0.002044811,0.0007810471,0.001013085,0.0002708678],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002080671,"about_ca_system_score_gemma":0.001735319,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.02409436,"about_ca_topic_score_gemma":0.05814683,"domain_scores_codex":[0.9996874,0.00008384551,0.00001510676,0.00005314132,0.00005510976,0.0001053642],"domain_scores_gemma":[0.9979516,0.0004907317,0.0009409438,0.00005574628,0.0002506561,0.0003104149],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.0002654891,0.0002255644,0.2928298,0.0002756616,0.000063042,0.0004530429,0.01704544,0.001719296,0.000605945,0.4732836,0.04667539,0.1665577],"study_design_scores_gemma":[0.00005046933,0.00006373535,0.7543814,0.0006818033,0.0000764475,0.0004738833,0.02013078,0.0007334877,0.0002984945,0.06289045,0.1601717,0.00004740106],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.7116811,0.04018866,0.000771687,0.04587927,0.000182569,0.00001508317,0.0005781221,0.00002571959,0.2006778],"genre_scores_gemma":[0.9863726,0.0069776,0.000150884,0.00122909,0.0001197312,0.000005214965,0.0001033298,0.000008163239,0.005033288],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02409436,"threshold_uncertainty_score":0.04790825,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.009768880540746221,"score_gpt":0.2233579698361083,"score_spread":0.2135890892953621,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}