{"id":"W1984818097","doi":"10.1016/j.iref.2012.04.001","title":"Causes of banking crises: Deregulation, credit booms and asset bubbles, then and now","year":2012,"lang":"en","type":"article","venue":"International Review of Economics & Finance","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":78,"is_retracted":false,"has_abstract":false,"ca_institutions":"Athabasca University","funders":"","keywords":"Economics; Monetary economics; Boom; Asset (computer security); Financial crisis; Predictability; Interest rate; Deregulation; Debt; Economic bubble; Financial system; Macroeconomics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0009997672,0.0001551412,0.0005159511,0.0001458382,0.00004825475,0.00002748314,0.0002486613,0.00006700749,0.0001968934],"category_scores_gemma":[0.0003361952,0.0001801223,0.00008556649,0.00009892321,0.0001701339,0.0005625408,0.000108796,0.00007186046,0.00001324504],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00008968768,"about_ca_system_score_gemma":0.00002826429,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00006725758,"about_ca_topic_score_gemma":0.00002150007,"domain_scores_codex":[0.9983764,0.00001739286,0.001066777,0.0003141824,0.00004106617,0.000184199],"domain_scores_gemma":[0.9983311,0.0001484732,0.001062591,0.0003049842,0.0001130239,0.00003984751],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.000009116352,0.00008548301,0.3405019,0.0008209173,0.00005098022,8.76021e-8,0.0002014787,0.0001039589,0.000006300564,0.6535718,0.000503281,0.004144649],"study_design_scores_gemma":[0.0004164205,0.00005257698,0.7836794,0.001342856,0.00002546266,0.00001606705,0.00001887181,0.002690152,0.0001342192,0.08033507,0.1309594,0.0003295495],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8430519,0.1490241,0.001054684,0.001060103,0.0005648123,0.000297293,0.0003096561,0.00001044411,0.004626941],"genre_scores_gemma":[0.9189293,0.07856678,0.002064588,0.0001641113,0.0001118922,0.00001646627,0.00003030311,0.00001682289,0.0000996829],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.5732368,"threshold_uncertainty_score":0.7345173,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03361856486296595,"score_gpt":0.2664053146450742,"score_spread":0.2327867497821083,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}