{"id":"W2003708469","doi":"10.4018/jgim.2014010103","title":"ICT Helping to Scale up Microfinance","year":2014,"lang":"en","type":"article","venue":"Journal of Global Information Management","topic":"ICT Impact and Policies","field":"Engineering","cited_by":24,"is_retracted":false,"has_abstract":true,"ca_institutions":"HEC Montréal","funders":"","keywords":"Microfinance; General partnership; Business; Business model; Argument (complex analysis); Financial services; Service (business); Developing country; Scale (ratio); Finance; Marketing; Economic growth; Economics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0001889236,0.00006912089,0.00009630047,0.0000815409,0.00003018928,0.00007883742,0.0001308744,0.00001914046,0.00001270563],"category_scores_gemma":[0.000007750878,0.00006253969,0.00004531045,0.0001670396,0.000005041335,0.0006511025,0.00002663776,0.00004535496,0.000218212],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001374709,"about_ca_system_score_gemma":0.000003780406,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.000004119182,"about_ca_topic_score_gemma":0.000001514738,"domain_scores_codex":[0.9993727,0.000005785635,0.0003152504,0.00001021644,0.0001557167,0.0001403412],"domain_scores_gemma":[0.9997203,0.000003969356,0.00008219081,0.00007429996,0.00005238335,0.00006689886],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00005176118,0.00001479751,0.002021382,0.0003827105,0.0001414217,0.000001305106,0.003925207,0.2066646,0.0001625751,0.01778399,0.4563266,0.3125237],"study_design_scores_gemma":[0.0003894613,0.00007112847,0.03706196,0.0001030576,0.00001851465,0.00002334339,0.000693289,0.002329554,0.0005394871,0.0002367049,0.9584062,0.0001273227],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.5383914,0.00007577962,0.3016298,0.0007785051,0.001942221,0.0001500559,0.000008042392,0.00006429561,0.15696],"genre_scores_gemma":[0.9953156,0.0000602302,0.003132272,0.001190163,0.000119109,0.00000120399,0.000001318462,0.000003506736,0.0001765806],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.5020796,"threshold_uncertainty_score":0.2804747,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.005015330632869657,"score_gpt":0.2260566518586501,"score_spread":0.2210413212257804,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}