{"id":"W2033593084","doi":"10.1145/2628363.2628389","title":"User challenges and successes with mobile payment services in North America","year":2014,"lang":"en","type":"article","venue":"","topic":"Technology Adoption and User Behaviour","field":"Decision Sciences","cited_by":18,"is_retracted":false,"has_abstract":true,"ca_institutions":"Simon Fraser University","funders":"","keywords":"Mobile payment; Payment; Business; Order (exchange); Internet privacy; Computer science; Payment service provider; World Wide Web; Finance","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0003094493,0.0001040106,0.0001886263,0.0002081323,0.00004724037,0.00006632569,0.000353916,0.00005592003,0.0002307427],"category_scores_gemma":[0.00002718085,0.00005965229,0.00001422319,0.0003377712,0.0001069239,0.0002260523,0.0001117001,0.00009107729,0.0001087035],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.000006441388,"about_ca_system_score_gemma":0.000008724472,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0001105668,"about_ca_topic_score_gemma":0.01533867,"domain_scores_codex":[0.998823,0.00006278636,0.000220377,0.0003699645,0.0003617921,0.0001620972],"domain_scores_gemma":[0.9992258,0.0001817719,0.00008242,0.0003776072,0.00007240468,0.00006000217],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00001432826,0.00008043228,0.8415415,0.000004882703,0.000003070337,0.00000383874,0.0008583858,0.00004663398,0.000008651274,0.001170137,0.00006944669,0.1561987],"study_design_scores_gemma":[0.0002956791,0.0001754938,0.891719,0.000006594512,0.000003244338,0.000004016247,0.005258703,0.0001418784,0.00005636664,0.0004160402,0.1018172,0.0001057546],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9951308,0.0004467519,0.0002260531,0.002002716,0.00003127207,0.0001163467,0.00000157481,0.00008984304,0.001954661],"genre_scores_gemma":[0.9973791,0.0004762539,0.001119257,0.0003755937,0.000008072128,0.00003663807,0.000001173681,0.000005523085,0.0005984098],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.156093,"threshold_uncertainty_score":0.8559338,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0421559865884716,"score_gpt":0.3226722878322654,"score_spread":0.2805163012437938,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}