{"id":"W2033593084","doi":"10.1145/2628363.2628389","title":"User challenges and successes with mobile payment services in North America","year":2014,"lang":"en","type":"article","venue":"","topic":"Technology Adoption and User Behaviour","field":"Decision Sciences","cited_by":18,"is_retracted":false,"has_abstract":true,"ca_institutions":"Simon Fraser University","funders":"","keywords":"Mobile payment; Payment; Business; Order (exchange); Internet privacy; Computer science; Payment service provider; World Wide Web; Finance","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00218288,0.0001607353,0.0003429289,0.0006317144,0.00333725,0.003064942,0.0004806142,0.0008183686,0.002027569],"category_scores_gemma":[0.00761324,0.0003055207,0.0003005381,0.00108142,0.001278467,0.00163187,0.002305778,0.0008808022,0.000275869],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002001181,"about_ca_system_score_gemma":0.002012889,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.08424342,"about_ca_topic_score_gemma":0.131602,"domain_scores_codex":[0.9982374,0.0008677993,0.0001165122,0.0001355035,0.0003220543,0.0003208109],"domain_scores_gemma":[0.9939052,0.00257666,0.00112306,0.0002180293,0.001064532,0.001112443],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0003290604,0.00052408,0.5245066,0.000163694,0.0000698701,0.0023296,0.3999901,0.0001562569,0.002980463,0.001146051,0.003683404,0.06412084],"study_design_scores_gemma":[0.00001631651,0.0002567281,0.4510683,0.0001483849,0.00003973749,0.001417178,0.5294532,0.0007565438,0.00048353,0.0002753954,0.01602023,0.00006447472],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9971052,0.0001484419,0.00007604167,0.0007213467,0.000004470236,0.000008718524,0.00002094489,0.000005142149,0.001909648],"genre_scores_gemma":[0.9985501,0.0002687244,0.0001828338,0.0003180344,0.000003008879,0.00001874267,0.00002403173,0.000004309605,0.0006301683],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.9157566,"threshold_uncertainty_score":0.1675062,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0421559865884716,"score_gpt":0.3226722878322654,"score_spread":0.2805163012437938,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}