{"id":"W2068815013","doi":"10.2139/ssrn.2005694","title":"Identity Theft and Consumer Payment Choice: Does Security Really Matter?","year":2012,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Cybercrime and Law Enforcement Studies","field":"Computer Science","cited_by":13,"is_retracted":false,"has_abstract":false,"ca_institutions":"Bank of Canada","funders":"University of St Andrews","keywords":"Identity theft; Payment; Identity (music); Business; Computer security; Internet privacy; Computer science; Finance; Art","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001456913,0.0001551174,0.0001661726,0.0000597991,0.0004049866,0.000177843,0.0004229314,0.00003995006,0.00004744015],"category_scores_gemma":[0.00001899701,0.0001037509,0.00006854279,0.0001036888,0.0000594171,0.001389826,0.0002993489,0.0007192969,0.00006647218],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002622725,"about_ca_system_score_gemma":0.0001930668,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0003975648,"about_ca_topic_score_gemma":0.001550926,"domain_scores_codex":[0.9974101,0.00007982411,0.0002388112,0.0001834898,0.0003090807,0.001778729],"domain_scores_gemma":[0.999428,0.00005299326,0.000110186,0.0002342577,0.00004967891,0.0001248811],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.000008449098,0.0001051867,0.1865648,0.00001312628,0.0002589264,0.0000015567,0.001593035,5.687562e-7,0.0001294494,0.8001604,0.00146099,0.009703571],"study_design_scores_gemma":[0.00204518,0.0003319209,0.2223712,0.00005984684,0.0001660567,0.00093311,0.001936279,0.0001342122,0.0006392224,0.6773413,0.09311299,0.0009287029],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9042737,0.01793777,0.06034906,0.004301592,0.001248721,0.000297367,0.000002908498,0.0001158494,0.01147296],"genre_scores_gemma":[0.992727,0.005281755,0.0001272213,0.0004413408,0.0002496413,0.00000502516,6.387794e-7,0.000007833517,0.001159572],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1228191,"threshold_uncertainty_score":0.423084,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.007325169445676886,"score_gpt":0.258252563300786,"score_spread":0.2509273938551091,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}