{"id":"W2075607480","doi":"10.1002/cjas.102","title":"Exploring adoption difficulties in mobile banking services","year":2009,"lang":"en","type":"article","venue":"Canadian Journal of Administrative Sciences / Revue Canadienne des Sciences de l Administration","topic":"Technology Adoption and User Behaviour","field":"Decision Sciences","cited_by":157,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Mobile banking; Business; Resistance (ecology); Computer security; Marketing; Computer science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","sts","scholarly_communication"],"consensus_categories":["sts"],"category_scores_codex":[0.006959241,0.0002981955,0.0004755096,0.002285687,0.001541971,0.001128507,0.002042848,0.0001636625,0.0001950634],"category_scores_gemma":[0.001207339,0.0002547529,0.0001694949,0.003933005,0.003067278,0.003492719,0.00002168357,0.0004650475,0.00001341461],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0008465531,"about_ca_system_score_gemma":0.004137263,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00219873,"about_ca_topic_score_gemma":0.3848925,"domain_scores_codex":[0.9958688,0.0003352426,0.001389716,0.0006767676,0.0006525302,0.001076927],"domain_scores_gemma":[0.9967428,0.000363039,0.0009369614,0.0002980348,0.0006442409,0.00101496],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001620233,0.0003606186,0.6811275,0.00005737153,0.00002795357,0.002531338,0.1003454,0.01483081,0.005304734,0.09859356,0.0002712129,0.09638747],"study_design_scores_gemma":[0.0005245497,0.007370625,0.8025031,0.0004478748,0.00002697948,0.002121359,0.1159097,0.001708747,0.001899425,0.06500857,0.001846829,0.0006322454],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9941956,0.0004147698,0.0004368474,0.001511597,0.0006223756,0.0002218095,0.0000227885,0.00002100669,0.00255322],"genre_scores_gemma":[0.9933979,0.00005563027,0.006045521,0.0002322614,0.0001310132,0.0000138215,0.000002556111,0.000006878705,0.0001144103],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.3826938,"threshold_uncertainty_score":0.9999905,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.2913606239560247,"score_gpt":0.3863114451182477,"score_spread":0.09495082116222303,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}