{"id":"W2075607480","doi":"10.1002/cjas.102","title":"Exploring adoption difficulties in mobile banking services","year":2009,"lang":"en","type":"article","venue":"Canadian Journal of Administrative Sciences / Revue Canadienne des Sciences de l Administration","topic":"Technology Adoption and User Behaviour","field":"Decision Sciences","cited_by":157,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Mobile banking; Business; Resistance (ecology); Computer security; Marketing; Computer science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.005348888,0.0003750056,0.0005532807,0.002437926,0.001104271,0.003232174,0.000508064,0.001036199,0.002112464],"category_scores_gemma":[0.03741179,0.0004649245,0.0005831125,0.001546155,0.001477515,0.001848613,0.001973271,0.001787008,0.0002048158],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001235147,"about_ca_system_score_gemma":0.001274709,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.007212331,"about_ca_topic_score_gemma":0.007449878,"domain_scores_codex":[0.9954783,0.002217414,0.0004755641,0.000245487,0.001060748,0.0005224874],"domain_scores_gemma":[0.9749237,0.0123576,0.007787968,0.0006629489,0.002818678,0.001449052],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"qualitative","study_design_scores_codex":[0.0001053813,0.0003937671,0.8759282,0.0001248283,0.00006912924,0.0005306291,0.1036699,0.0001835685,0.0008939243,0.0006148561,0.0001880373,0.01729762],"study_design_scores_gemma":[0.00002787072,0.0005110173,0.8394539,0.0001411153,0.0000512597,0.0007510197,0.1540777,0.002253899,0.0004181608,0.0006241322,0.001640307,0.0000496167],"study_design_candidate":"qualitative","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9994338,0.00004856698,0.00006428198,0.00009822174,0.000001436476,0.00001263355,0.000006811928,9.678051e-7,0.0003332437],"genre_scores_gemma":[0.9997193,0.00005784628,0.00007027372,0.00001846797,0.000002361221,0.00001442589,0.00001114497,9.351675e-7,0.0001052802],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.007212331,"threshold_uncertainty_score":0.02828801,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.2913606239560247,"score_gpt":0.3863114451182477,"score_spread":0.09495082116222303,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}