{"id":"W2089394079","doi":"10.1111/fcsr.12038","title":"Determinants of Defined Contribution Plan Deferral","year":2013,"lang":"en","type":"article","venue":"Family and Consumer Sciences Research Journal","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":3,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Deferral; Revenue; Liberian dollar; Business; Actuarial science; Logistic regression; Recession; Portfolio; Quarter (Canadian coin); Plan (archaeology); Investment (military); Descriptive statistics; Finance; Economics; Medicine; Geography; Statistics; Political science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002518245,0.0001076414,0.0002178688,0.00063598,0.0009765323,0.0007734141,0.0003822271,0.00005118475,0.0003277858],"category_scores_gemma":[0.0006370321,0.00007928499,0.00006563913,0.0009851771,0.0009044063,0.001726083,0.0002023661,0.000259121,0.000179007],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00001817648,"about_ca_system_score_gemma":0.0001017576,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001362391,"about_ca_topic_score_gemma":0.0001251964,"domain_scores_codex":[0.9979114,0.00006872234,0.0003798379,0.0002225056,0.0009183721,0.0004991681],"domain_scores_gemma":[0.9984916,0.0001281589,0.0002056844,0.0001122921,0.001019288,0.00004300968],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00002180751,0.00002785129,0.9870309,0.00001799179,0.000004250454,0.000007977073,0.00002320145,0.000001504307,0.001814629,0.0030693,0.002411773,0.005568801],"study_design_scores_gemma":[0.0004523484,0.00005868162,0.9790308,0.0001057443,0.00002163601,0.0000155224,0.0003828097,0.006206379,0.0001555854,0.008732873,0.004699379,0.000138165],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9969203,0.000880125,0.00001695599,0.0001605084,0.0001529917,0.0001594995,0.000001761295,0.000009629418,0.001698221],"genre_scores_gemma":[0.9991698,0.000168787,0.0001722552,0.0001895577,0.0001775073,0.000007835144,0.000002585746,0.000004701362,0.000106992],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.008000037,"threshold_uncertainty_score":0.7510796,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.08637172977867781,"score_gpt":0.3324651219310159,"score_spread":0.2460933921523381,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}