{"id":"W2097525846","doi":"","title":"Banking through networks of retail agents","year":2008,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":66,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Quarter (Canadian coin); Business; Purchasing power; Variety (cybernetics); Work (physics); Payment; Purchasing; Finance; Natural disaster; Economics; Marketing; Geography","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001771002,0.0001396124,0.0003429103,0.0001284895,0.0002880443,0.00002166647,0.0003431646,0.0001075413,0.0003213232],"category_scores_gemma":[0.0001091918,0.0001564906,0.0001818746,0.0003810065,0.0001201205,0.0003005326,0.00003976609,0.0008779865,0.00003703035],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0006603892,"about_ca_system_score_gemma":0.0003205747,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.000108485,"about_ca_topic_score_gemma":0.00007930736,"domain_scores_codex":[0.9974455,0.00003226937,0.0007841436,0.0002712721,0.00008464151,0.001382179],"domain_scores_gemma":[0.998928,0.00004245451,0.0006357235,0.0002908054,0.00006695512,0.0000360469],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.00001493555,0.0001055525,0.1777505,0.000006356454,0.00008584924,0.000001700456,0.0006048633,0.00402291,0.00000490998,0.8152886,0.00006468127,0.002049166],"study_design_scores_gemma":[0.0007202018,0.0001962698,0.1100181,0.00001841123,0.00001082352,0.0003037048,0.0001246477,0.008387243,0.00002257263,0.8763963,0.003528791,0.0002729536],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8489593,0.01491851,0.1248034,0.0002356323,0.0004380324,0.0001198115,0.000004413636,0.00002694585,0.01049388],"genre_scores_gemma":[0.9928477,0.005852135,0.0003231644,0.00004670177,0.0002017097,0.000002037568,0.000003161984,0.00002507337,0.0006983166],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1438884,"threshold_uncertainty_score":0.63815,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02888048784571638,"score_gpt":0.2284324670506975,"score_spread":0.1995519792049812,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}