{"id":"W2102204582","doi":"10.5430/ijfr.v1n1p30","title":"Enactment of Default Point in KMV Model on CMBC, SPDB, CMB, Huaxia Bank and SDB","year":2010,"lang":"en","type":"article","venue":"International Journal of Financial Research","topic":"Credit Risk and Financial Regulations","field":"Economics, Econometrics and Finance","cited_by":6,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"National Science Foundation","keywords":"China; Default; Point (geometry); Default risk; Debt; Term (time); Financial system; Business; Economics; Actuarial science; Finance; Mathematics; Credit risk; Geography","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00211633,0.0001087393,0.0003272202,0.001176777,0.00006457879,0.00005824653,0.0004712836,0.0001416038,0.0001271863],"category_scores_gemma":[0.002171831,0.0001123708,0.0001253478,0.0002632612,0.0001610629,0.0002592269,0.0001117736,0.0008197031,0.00002666765],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001749433,"about_ca_system_score_gemma":0.0002592992,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0003453929,"about_ca_topic_score_gemma":0.0004665703,"domain_scores_codex":[0.9982291,0.00002283475,0.0009104437,0.0002115737,0.00035905,0.000267006],"domain_scores_gemma":[0.9985337,0.0002211654,0.0003989573,0.0001708025,0.000565815,0.0001095158],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.0006663707,0.0007222951,0.08810727,0.00001734688,0.00004184194,0.00008746327,0.001152949,0.001730847,0.002868385,0.8369169,0.002668543,0.06501974],"study_design_scores_gemma":[0.001634271,0.0004043519,0.8354118,0.000102307,0.00000272491,0.00003089577,0.00002632821,0.007628548,0.0009928093,0.1318526,0.02173861,0.0001747903],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9901999,0.0002767282,0.001514555,0.00167668,0.0008488987,0.0001304885,0.000107774,0.000002729373,0.005242208],"genre_scores_gemma":[0.9975908,0.0004329192,0.001118963,0.00003216962,0.0004573773,0.000006937199,0.000003916336,0.00001330434,0.0003435597],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.7473045,"threshold_uncertainty_score":0.458235,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.07446004822030829,"score_gpt":0.3560199592935314,"score_spread":0.2815599110732231,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}