{"id":"W2103535062","doi":"10.1002/iir.1211","title":"Consumer Debt Relief in South Africa—Should the Insolvency System Provide for NINA Debtors? Lessons from New Zealand","year":2013,"lang":"en","type":"article","venue":"International Insolvency Review","topic":"Legal Issues in South Africa","field":"Social Sciences","cited_by":4,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Debtor; Creditor; Insolvency; Debt; Poverty; Economics; Business; Financial system; Economy; Finance; Economic growth","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001365929,0.0002240696,0.0002073312,0.0006765911,0.003176573,0.003265642,0.0005726115,0.001252318,0.007467231],"category_scores_gemma":[0.002983157,0.0002449231,0.0002948531,0.001067354,0.003014151,0.002821472,0.001803084,0.001747706,0.0003137355],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.008794774,"about_ca_system_score_gemma":0.01177663,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.4599769,"about_ca_topic_score_gemma":0.607409,"domain_scores_codex":[0.999413,0.0001282518,0.00004028665,0.00003965771,0.0000990828,0.0002797115],"domain_scores_gemma":[0.9989619,0.0002632325,0.0001990406,0.00005280399,0.0002298553,0.0002931932],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"qualitative","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.001028187,0.0007244099,0.1022438,0.003162854,0.00008703097,0.03258602,0.3324324,0.0008707814,0.01031457,0.238481,0.03583037,0.2422387],"study_design_scores_gemma":[0.0002028051,0.0005146416,0.2989912,0.002739713,0.00008777477,0.003948151,0.3340084,0.0008192856,0.001766482,0.01213173,0.3446589,0.0001308107],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8141014,0.006675089,0.0002157303,0.05100177,0.0001550334,0.0001763199,0.0001180919,0.00001026193,0.1275464],"genre_scores_gemma":[0.9672477,0.00798031,0.0005124795,0.001703315,0.00004820736,0.00004775376,0.00003608402,0.00001188786,0.02241217],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.4599769,"threshold_uncertainty_score":0.914599,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0770305411021622,"score_gpt":0.3611695291445388,"score_spread":0.2841389880423766,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}