{"id":"W2105495274","doi":"10.2139/ssrn.405621","title":"Annuities and Individual Welfare","year":2004,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":111,"is_retracted":false,"has_abstract":false,"ca_institutions":"University of British Columbia","funders":"","keywords":"Welfare; Economics; Actuarial science; Political science; Law","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0006776481,0.0001287677,0.0002264091,0.0008317513,0.0007258903,0.001875198,0.0001847925,0.001030595,0.0188063],"category_scores_gemma":[0.002356704,0.00008597654,0.0001934842,0.0009407852,0.001131921,0.00127342,0.0009608833,0.001112048,0.001086479],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005941811,"about_ca_system_score_gemma":0.0006022734,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002816498,"about_ca_topic_score_gemma":0.004955742,"domain_scores_codex":[0.9998254,0.00007188592,0.000007179838,0.00002000249,0.00002213447,0.00005343172],"domain_scores_gemma":[0.9990687,0.0003758042,0.0002085373,0.00005801807,0.000102485,0.0001864986],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0002402259,0.0003714387,0.04301553,0.00008709793,0.00007090155,0.0002069323,0.001925178,0.0007136913,0.00018085,0.8223007,0.01878342,0.112104],"study_design_scores_gemma":[0.00004012253,0.000184844,0.08603545,0.0002371838,0.0001063022,0.0003727793,0.002864776,0.0008748042,0.0002120737,0.7682115,0.1408414,0.00001880439],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.3997893,0.05900829,0.003729829,0.075171,0.0005703109,0.00002545227,0.0009256707,0.00004765919,0.4607326],"genre_scores_gemma":[0.9102194,0.01428681,0.0003566452,0.001630152,0.0005461925,0.00001274264,0.0001555543,0.000008348599,0.07278404],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.0188063,"threshold_uncertainty_score":0.06291336,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.008734016633993312,"score_gpt":0.2026695888794092,"score_spread":0.1939355722454159,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}