{"id":"W2106792448","doi":"10.2139/ssrn.2585227","title":"Financial Literacy and Retirement Planning in Canada","year":2014,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":47,"is_retracted":false,"has_abstract":false,"ca_institutions":"Bureau de Coopération Interuniversitaire; Université du Québec à Montréal","funders":"","keywords":"Financial literacy; Literacy; Business; Retirement planning; Finance; Economics; Economic growth","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001407845,0.0002027826,0.0002740245,0.0003062742,0.0002457213,0.0002112027,0.0002238125,0.00004429883,0.00005915251],"category_scores_gemma":[0.0002341922,0.000190956,0.00005803397,0.0004438639,0.00002029494,0.0007929331,0.00009561764,0.0008714711,0.00001621649],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001015577,"about_ca_system_score_gemma":0.001413205,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.4552417,"about_ca_topic_score_gemma":0.8516446,"domain_scores_codex":[0.9973197,0.0000278036,0.0004479423,0.0002668813,0.0003880971,0.001549561],"domain_scores_gemma":[0.9994244,0.00003626135,0.0002753276,0.0001461565,0.0000997399,0.0000181251],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.000050903,0.00001975445,0.9108433,0.00002488208,0.000008580249,0.00001556096,0.0000469826,0.0001023321,0.00003423933,0.07321795,0.0004052785,0.01523027],"study_design_scores_gemma":[0.002051725,0.00007879593,0.6917046,0.000337198,0.000122994,0.00004680391,0.0005625544,0.01486627,0.0000176004,0.2091801,0.08018768,0.0008436097],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9971508,0.0007836543,0.0002105671,0.0004395123,0.0002472449,0.00009259866,4.958586e-7,0.00001324723,0.001061834],"genre_scores_gemma":[0.9973117,0.0001325822,0.00004866701,0.001226088,0.001026248,0.00000411955,0.00001104311,0.00002082785,0.0002187294],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.396403,"threshold_uncertainty_score":0.7786959,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.005125332762770072,"score_gpt":0.2028508342463155,"score_spread":0.1977255014835454,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}