{"id":"W2109027457","doi":"10.7202/602090ar","title":"Accès au crédit bancaire, développement du système informel et mobilisation de l’épargne en Afrique","year":2009,"lang":"fr","type":"article","venue":"L Actualité économique","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":2,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Humanities; Political science; Philosophy","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","insufficient_payload"],"consensus_categories":["insufficient_payload"],"category_scores_codex":[0.003284141,0.0006507508,0.001133939,0.0004221618,0.0003947522,0.0002932099,0.0006911549,0.001064263,0.0009766055],"category_scores_gemma":[0.0006181965,0.0008768436,0.0004155108,0.0003953769,0.000151716,0.001592994,0.0002697772,0.0006739488,0.001060208],"about_ca_system_candidate":true,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00463468,"about_ca_system_score_gemma":0.0007471632,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003002437,"about_ca_topic_score_gemma":0.0009823148,"domain_scores_codex":[0.9956204,0.0001742227,0.00197097,0.0009364605,0.00005545194,0.001242448],"domain_scores_gemma":[0.9973918,0.0003023477,0.001110254,0.0008060308,0.0001148051,0.0002747481],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0001600692,0.0006486046,0.02338772,0.000271618,0.0000999445,0.0000307978,0.02554943,0.0007868374,0.0005260244,0.875921,0.01171119,0.06090681],"study_design_scores_gemma":[0.001612211,0.0005609239,0.2112024,0.0003931208,0.00003232769,0.00005241202,0.0003919404,0.002812563,0.002531927,0.1932693,0.5859185,0.001222329],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.847708,0.00582401,0.03570807,0.07887962,0.002814339,0.001289091,0.0005908257,0.0001406804,0.02704538],"genre_scores_gemma":[0.9622857,0.01447108,0.003996923,0.009421973,0.001441554,0.0001377507,0.0002212925,0.00007607008,0.007947671],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.6826516,"threshold_uncertainty_score":0.9999366,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03108925687754498,"score_gpt":0.2494682584611727,"score_spread":0.2183790015836278,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}