{"id":"W2113223238","doi":"","title":"Developments, Issues, and Initiatives in Retail Payments","year":2003,"lang":"en","type":"article","venue":"Bank of Canada review","topic":"Digital Platforms and Economics","field":"Business, Management and Accounting","cited_by":4,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Payment; Competition (biology); Business; Payment service provider; Legislature; Finance; Commerce; Economics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.007298703,0.0002144493,0.0003652436,0.004028049,0.00567978,0.01613103,0.001239117,0.004053404,0.004522393],"category_scores_gemma":[0.008445507,0.0004422248,0.0002980801,0.01418521,0.01300787,0.006443974,0.001868835,0.002929311,0.0006063455],"about_ca_system_candidate":true,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.03539222,"about_ca_system_score_gemma":0.03678908,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.3339648,"about_ca_topic_score_gemma":0.3731604,"domain_scores_codex":[0.9914365,0.001560417,0.0004817218,0.0007262886,0.004834228,0.0009607081],"domain_scores_gemma":[0.9873405,0.004463815,0.00116202,0.0004551354,0.005924551,0.0006538667],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00002926115,0.00004183703,0.001891272,0.001009638,0.000007421676,0.0003054823,0.002753127,0.0002881319,0.000332056,0.8036983,0.04441928,0.1452243],"study_design_scores_gemma":[0.000008202576,0.00002135744,0.006851852,0.0008528988,0.000008944306,0.0003089908,0.003621441,0.00009821997,0.0002765587,0.02426321,0.9636665,0.00002180013],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"review","genre_gemma":"other","genre_scores_codex":[0.0211405,0.5564003,0.001204742,0.09447613,0.001352752,0.00006547067,0.00009828604,0.00004614712,0.3252157],"genre_scores_gemma":[0.3660973,0.5262444,0.002273002,0.02488827,0.002158741,0.00005269389,0.0001093222,0.00005421176,0.07812209],"genre_candidate":"other","genre_consensus":null,"teacher_disagreement_score":0.9646078,"threshold_uncertainty_score":0.6640419,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02071184708877054,"score_gpt":0.2093541710385111,"score_spread":0.1886423239497405,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}