{"id":"W2113761769","doi":"10.5539/ijef.v3n3p3","title":"Licensed Lenders' Services to Indonesian SMEs: 'Mystery Shopping' Results","year":2011,"lang":"en","type":"article","venue":"International Journal of Economics and Finance","topic":"Islamic Finance and Banking Studies","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Nutrition Obesity Research Center, University of North Carolina","keywords":"Loan; Competition (biology); Business; Indonesian; Service (business); Scope (computer science); Product (mathematics); Financial services; Quality (philosophy); Finance; Marketing","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002815775,0.0002466647,0.0005318282,0.001071552,0.002060543,0.003491981,0.0008064102,0.00100496,0.01526755],"category_scores_gemma":[0.01284252,0.0001940062,0.0004748457,0.001439826,0.001482209,0.001781765,0.002817307,0.001296506,0.002077995],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001729374,"about_ca_system_score_gemma":0.00201865,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01746986,"about_ca_topic_score_gemma":0.02731897,"domain_scores_codex":[0.997288,0.001155727,0.0001609856,0.0001868455,0.0004981332,0.0007103487],"domain_scores_gemma":[0.9851351,0.008798892,0.001843245,0.0006011135,0.001835326,0.001786245],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.002672174,0.006847542,0.7440434,0.001432857,0.0001460147,0.004567769,0.1214433,0.0006956412,0.001325721,0.002983833,0.01374187,0.1000999],"study_design_scores_gemma":[0.00006075525,0.0007760957,0.7916125,0.0002498731,0.0001087884,0.0006758078,0.1936246,0.0006955829,0.0007879252,0.0005358905,0.01082576,0.00004642492],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9851008,0.0001415738,0.00005212243,0.0004029036,0.000008801106,0.00009655948,0.0002413818,0.00001058511,0.01394532],"genre_scores_gemma":[0.9967667,0.0001131025,0.0000866679,0.0002181272,0.000009350097,0.0000530529,0.0001485566,0.00000819367,0.00259615],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01746986,"threshold_uncertainty_score":0.05107504,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02210290470523627,"score_gpt":0.209453147956648,"score_spread":0.1873502432514118,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}