{"id":"W2113898040","doi":"10.1257/aer.97.5.1994","title":"Overconfidence, Insurance, and Paternalism","year":2007,"lang":"en","type":"article","venue":"American Economic Review","topic":"Law, Economics, and Judicial Systems","field":"Economics, Econometrics and Finance","cited_by":139,"is_retracted":false,"has_abstract":true,"ca_institutions":"Kellogg's (Canada)","funders":"","keywords":"Economics; Overconfidence effect; Paternalism; Rothschild; Insurance policy; Economic interventionism; Government (linguistics); Intervention (counseling); Actuarial science; Microeconomics; Public economics; Law; Politics; Political science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00555217,0.0001316487,0.0002888369,0.0007022848,0.0006904398,0.001861352,0.0003689919,0.0008867165,0.009504136],"category_scores_gemma":[0.03476247,0.0001538743,0.000131332,0.0007705644,0.002409297,0.001058114,0.0009402233,0.0013511,0.000291023],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001144634,"about_ca_system_score_gemma":0.0007265814,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00297971,"about_ca_topic_score_gemma":0.003357745,"domain_scores_codex":[0.9982135,0.0008916651,0.00009036254,0.0001974492,0.0003812319,0.000225852],"domain_scores_gemma":[0.951606,0.02881026,0.01453724,0.001402382,0.001875534,0.001768574],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0006214707,0.0003344641,0.3339553,0.0002483687,0.0001809313,0.0009959242,0.002042164,0.005328364,0.0006971695,0.5404788,0.0108507,0.1042665],"study_design_scores_gemma":[0.0001839868,0.0002273002,0.2355809,0.0001877166,0.0000961161,0.001370559,0.002028632,0.009106727,0.0003891451,0.7348032,0.01597954,0.00004623617],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8481995,0.005225213,0.009107565,0.02232469,0.0001508295,0.00003188684,0.000259837,0.00001858046,0.1146818],"genre_scores_gemma":[0.9971758,0.0008860056,0.0002061089,0.0004022684,0.00006046653,0.000003002363,0.00002040202,0.000001579839,0.001244385],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009504136,"threshold_uncertainty_score":0.03179449,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02237627356343686,"score_gpt":0.2455564175362197,"score_spread":0.2231801439727828,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}