{"id":"W2120613347","doi":"10.14507/epaa.v22n75.2014","title":"El peso real de la deuda de estudios. Análisis cualitativo de la trayectoria de endeudamiento de los jóvenes deudores del sistema de financiamiento universitario Corfo","year":2014,"lang":"es","type":"article","venue":"Education Policy Analysis Archives","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":16,"is_retracted":false,"has_abstract":true,"ca_institutions":"Université de Montréal","funders":"","keywords":"Humanities; Political science; Art","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.05348467,0.0005229872,0.0006750295,0.004426602,0.003562462,0.008485797,0.001414711,0.001293705,0.005165657],"category_scores_gemma":[0.1277213,0.0006549497,0.0006022324,0.00686476,0.004250024,0.005161924,0.006835188,0.001442174,0.0007688554],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.008225406,"about_ca_system_score_gemma":0.01600237,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.04115441,"about_ca_topic_score_gemma":0.05572428,"domain_scores_codex":[0.9485245,0.03477583,0.002450186,0.002949734,0.008974832,0.002325033],"domain_scores_gemma":[0.8479758,0.0790199,0.01868,0.01505932,0.03274283,0.006522118],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"qualitative","study_design_scores_codex":[0.0005952055,0.0002571219,0.5604131,0.003106602,0.0004449227,0.0004699191,0.1869087,0.0008942086,0.002746556,0.03175413,0.01522701,0.1971824],"study_design_scores_gemma":[0.00005895183,0.000376402,0.6424698,0.004226702,0.0001826195,0.0003536891,0.1399842,0.0005366752,0.001380307,0.007623275,0.2027226,0.00008483326],"study_design_candidate":"qualitative","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8713505,0.02631376,0.005775299,0.03983729,0.0007867116,0.0005961212,0.002221125,0.00007335001,0.05304579],"genre_scores_gemma":[0.9758763,0.005172613,0.002857209,0.002709842,0.0003370456,0.0008397192,0.0004556314,0.00004655953,0.01170508],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.05348467,"threshold_uncertainty_score":0.2828574,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.006694395822357356,"score_gpt":0.3019697370721425,"score_spread":0.2952753412497852,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}