{"id":"W2120613347","doi":"10.14507/epaa.v22n75.2014","title":"El peso real de la deuda de estudios. Análisis cualitativo de la trayectoria de endeudamiento de los jóvenes deudores del sistema de financiamiento universitario Corfo","year":2014,"lang":"es","type":"article","venue":"Education Policy Analysis Archives","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":16,"is_retracted":false,"has_abstract":true,"ca_institutions":"Université de Montréal","funders":"","keywords":"Humanities; Political science; Art","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","scholarly_communication"],"consensus_categories":[],"category_scores_codex":[0.003660665,0.0007970893,0.001125818,0.003596097,0.001132282,0.00113757,0.001079159,0.0003708154,0.0002046751],"category_scores_gemma":[0.003390759,0.0008974118,0.001184377,0.004142811,0.0006168454,0.0009536254,0.0003322212,0.0005291748,0.00004810044],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001543562,"about_ca_system_score_gemma":0.002823994,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.07201242,"about_ca_topic_score_gemma":0.007721051,"domain_scores_codex":[0.9934103,0.002270308,0.00102738,0.001036443,0.0006592462,0.001596295],"domain_scores_gemma":[0.9948038,0.002440951,0.001129404,0.0009498804,0.0003616149,0.0003143738],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001636351,0.0009177566,0.8387158,0.0005608001,0.0009161105,0.0000148497,0.01408799,0.00399891,0.001559636,0.133889,0.003089875,0.002085634],"study_design_scores_gemma":[0.0006301934,0.00005001513,0.9185091,0.000382064,0.00639515,0.00001032646,0.003242263,0.02932458,0.0002656254,0.02148825,0.01886432,0.000838088],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9791516,0.000755239,0.008295468,0.001354332,0.0001351123,0.0003093556,0.00005203491,0.0001314253,0.009815416],"genre_scores_gemma":[0.9849716,0.00115317,0.007787725,0.001269693,0.002480151,0.00008068664,0.0003178993,0.0001011295,0.00183795],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1124007,"threshold_uncertainty_score":0.9998993,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.006694395822357356,"score_gpt":0.3019697370721425,"score_spread":0.2952753412497852,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}