{"id":"W2126914149","doi":"","title":"Human Capital, Asset Allocation, and Life Insurance","year":2008,"lang":"en","type":"article","venue":"RePEc: Research Papers in Economics","topic":"Insurance, Mortality, Demography, Risk Management","field":"Social Sciences","cited_by":15,"is_retracted":false,"has_abstract":true,"ca_institutions":"York University","funders":"","keywords":"Bequest; Life insurance; Asset allocation; Human capital; Portfolio; Economics; Actuarial science; Asset (computer security); Basis risk; Economic capital; Financial economics; Microeconomics; Capital asset pricing model; Computer science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001184283,0.0002760631,0.0002794197,0.0006163072,0.0004566997,0.001640996,0.0003823996,0.0009777555,0.003996137],"category_scores_gemma":[0.003620383,0.0001056583,0.0001941395,0.0006875552,0.001961827,0.001195495,0.0008521606,0.0007125995,0.0001570344],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001819288,"about_ca_system_score_gemma":0.000859,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003179393,"about_ca_topic_score_gemma":0.003825899,"domain_scores_codex":[0.9995418,0.0002299931,0.00001395509,0.00004199033,0.00006411553,0.000108276],"domain_scores_gemma":[0.9984504,0.0008183766,0.0004061935,0.00005916671,0.00008090139,0.0001848531],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0001141903,0.0001452276,0.05358617,0.00008229765,0.00008186313,0.0005246142,0.0004743051,0.1334663,0.0007216646,0.7436074,0.002554159,0.06464183],"study_design_scores_gemma":[0.00003883244,0.0002152418,0.05349079,0.000123709,0.00003891592,0.0003831886,0.001009149,0.09082766,0.0007929659,0.8401939,0.01284615,0.00003946367],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8205618,0.007512833,0.05786531,0.009554423,0.00008833651,0.0001024925,0.0002900143,0.00005090335,0.1039739],"genre_scores_gemma":[0.9954377,0.0008779441,0.001607946,0.00008689127,0.00002044773,0.00001068867,0.00001894976,0.00000191938,0.001937575],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.003996137,"threshold_uncertainty_score":0.01336843,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.04094150479409817,"score_gpt":0.3383741146606632,"score_spread":0.2974326098665651,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}