{"id":"W2141668002","doi":"10.2139/ssrn.1646928","title":"Do Loan Loss Reserves Behave like Capital? Evidence from Recent Bank Failures","year":2011,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":51,"is_retracted":false,"has_abstract":false,"ca_institutions":"Kellogg's (Canada)","funders":"","keywords":"Loan; Monetary economics; Financial system; Business; Capital (architecture); Economics; Finance; Geography","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003920832,0.0002367298,0.000453365,0.001472715,0.000404488,0.001751867,0.000908959,0.001753927,0.004025247],"category_scores_gemma":[0.03143033,0.0003835544,0.0002861995,0.002100988,0.001406433,0.001772822,0.00082464,0.001568581,0.001607074],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004579934,"about_ca_system_score_gemma":0.0002620506,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005838466,"about_ca_topic_score_gemma":0.005783344,"domain_scores_codex":[0.9990507,0.0002980649,0.0001375804,0.0001639469,0.0002186376,0.0001311269],"domain_scores_gemma":[0.9129422,0.03328917,0.0438041,0.003608124,0.004503693,0.001852674],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.001238624,0.0001840448,0.9830282,0.00008906711,0.0001553022,0.0002149003,0.001047378,0.0005269003,0.0006064533,0.000533156,0.001320375,0.01105567],"study_design_scores_gemma":[0.00004055169,0.0001615008,0.9966385,0.00003222748,0.00008154442,0.0001319961,0.0005531562,0.0003443119,0.0002944031,0.0004325308,0.001279668,0.000009463085],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9945167,0.001140098,0.0001717733,0.001452795,0.00001452845,0.000005860179,0.0005615753,0.00000706582,0.00212949],"genre_scores_gemma":[0.9981247,0.0007823581,0.00003797141,0.0001310609,0.00005152601,0.000004055316,0.0004313705,0.000005118749,0.0004317689],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.005838466,"threshold_uncertainty_score":0.02073562,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03742852544154512,"score_gpt":0.2401596087722323,"score_spread":0.2027310833306872,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}