{"id":"W2184177417","doi":"","title":"6. THE PERCEPTION OF BANK EMPLOYEES TOWARDS COST OF ADOPTION, RISK OF INNOVATION, AND STAFF TRAINING'S INFLUENCE ON THE ADOPTION OF INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) IN THE RWANDAN COMMERCIAL BANKS","year":2012,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"Islamic Finance and Banking Studies","field":"Business, Management and Accounting","cited_by":40,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Stratified sampling; Sample (material); Information and Communications Technology; Business; Perception; USable; Marketing; Descriptive statistics; Sample size determination; Risk perception; Principal (computer security); Knowledge management; Psychology; Computer science; Statistics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001351835,0.0001551902,0.0001209529,0.0004140695,0.000482268,0.001369856,0.0001228596,0.0004140232,0.002326662],"category_scores_gemma":[0.004862542,0.000134965,0.0002341483,0.0003047426,0.0006214606,0.0004990284,0.0003589122,0.0004705989,0.0002514451],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005003946,"about_ca_system_score_gemma":0.0008183745,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005110309,"about_ca_topic_score_gemma":0.005603773,"domain_scores_codex":[0.9991291,0.0003574413,0.00009141038,0.00005364609,0.0001920468,0.0001764519],"domain_scores_gemma":[0.9925494,0.003026766,0.002749046,0.0001912468,0.0008478699,0.0006355348],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001246286,0.0002561233,0.9615635,0.00008658763,0.00004026553,0.0003720412,0.01816443,0.0002655716,0.002378796,0.0004197485,0.000380412,0.01594787],"study_design_scores_gemma":[0.000003050904,0.0001493442,0.9740264,0.00005731643,0.00002079093,0.0001835505,0.02404124,0.0002654327,0.000372201,0.00007281989,0.0007953434,0.0000124064],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9989713,0.00004535521,0.00004038977,0.00008781863,0.000001735663,0.000003804298,0.000009876835,8.633123e-7,0.0008387872],"genre_scores_gemma":[0.9995723,0.00006748515,0.00004461317,0.00002102824,0.000002584546,0.000002984754,0.000008147684,3.090196e-7,0.0002805062],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.005110309,"threshold_uncertainty_score":0.01016116,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01920547582430904,"score_gpt":0.2442384940793298,"score_spread":0.2250330182550208,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}