{"id":"W2206663582","doi":"","title":"Reforming the Disclosure Duty in Insurance Contracts - Online Applications Increase Risk of Inadvertent Disclosure Breaches","year":2011,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Business Law and Ethics","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Victoria","funders":"","keywords":"Business; Intermediary; Duty; Insurance policy; Actuarial science; Group insurance; General insurance; Marketing; Law; Income protection insurance","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.03116936,0.0003550888,0.0006010428,0.001185872,0.002729349,0.008713085,0.001604816,0.009735838,0.01032962],"category_scores_gemma":[0.1312556,0.0006053656,0.0009286971,0.0008166358,0.007559749,0.01141304,0.004644738,0.00699188,0.002420484],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001747135,"about_ca_system_score_gemma":0.004531761,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001485555,"about_ca_topic_score_gemma":0.00119883,"domain_scores_codex":[0.9594689,0.02034827,0.002969165,0.003227464,0.01141723,0.002568993],"domain_scores_gemma":[0.8160244,0.1195596,0.02191196,0.0330406,0.007274834,0.002188551],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0002418278,0.0006278851,0.02999652,0.0002031673,0.00006824666,0.00113002,0.005270045,0.002909578,0.004858437,0.8432814,0.006405234,0.1050076],"study_design_scores_gemma":[0.0002022237,0.0009509814,0.04249127,0.001364684,0.0002389963,0.007360567,0.005093593,0.03458367,0.01258743,0.7971677,0.09772741,0.0002315464],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"commentary","genre_scores_codex":[0.5044912,0.002136901,0.1529611,0.04758886,0.000496897,0.0006276693,0.0002129411,0.0004588684,0.2910256],"genre_scores_gemma":[0.9742833,0.0002770046,0.01474751,0.003099619,0.0002308827,0.0001128446,0.00002884698,0.00003030446,0.007189773],"genre_candidate":"commentary","genre_consensus":null,"teacher_disagreement_score":0.03116936,"threshold_uncertainty_score":0.1648414,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0171295978702679,"score_gpt":0.2139294899045953,"score_spread":0.1967998920343274,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}