{"id":"W2254110185","doi":"","title":"Household Insolvency in Canada","year":2011,"lang":"en","type":"article","venue":"Bank of Canada review","topic":"Housing, Finance, and Neoliberalism","field":"Economics, Econometrics and Finance","cited_by":5,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Insolvency; Bankruptcy; Creditor; Stylized fact; Debt; Loan; Debtor; Shock (circulatory); Economics; Business; Financial system; Finance; Labour economics; Macroeconomics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0004960981,0.0001419482,0.0002909406,0.001657468,0.002567442,0.001477375,0.0005645956,0.0002925472,0.005354469],"category_scores_gemma":[0.002151435,0.0001192777,0.0002445917,0.006050578,0.0007032459,0.0003172171,0.0006660029,0.0005715341,0.0001810859],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.05572247,"about_ca_system_score_gemma":0.04869169,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.996307,"about_ca_topic_score_gemma":0.9980375,"domain_scores_codex":[0.9993248,0.00004263362,0.00002572835,0.00005135445,0.0002851941,0.0002703245],"domain_scores_gemma":[0.9978904,0.000101388,0.0003625077,0.00004002213,0.001076124,0.0005295852],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002169014,0.0001250506,0.7277145,0.0005405173,0.0001431166,0.001490935,0.00834411,0.001905417,0.0003579019,0.02328205,0.08371625,0.1521633],"study_design_scores_gemma":[0.00001053743,0.00002136196,0.9413438,0.000182012,0.00003475373,0.0002088307,0.005071941,0.0007610147,0.0001015116,0.0005775025,0.05166591,0.00002083436],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8964607,0.02154539,0.0002423964,0.008280911,0.00009944986,0.00009383721,0.008417781,0.00002696709,0.06483267],"genre_scores_gemma":[0.9785877,0.01070651,0.000113836,0.0003936854,0.00002223541,0.00001047027,0.001819572,0.000005739029,0.008340172],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.05572247,"threshold_uncertainty_score":0.4042968,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.04872661283664863,"score_gpt":0.1909807112822031,"score_spread":0.1422540984455544,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}