{"id":"W2254110185","doi":"","title":"Household Insolvency in Canada","year":2011,"lang":"en","type":"article","venue":"Bank of Canada review","topic":"Housing, Finance, and Neoliberalism","field":"Economics, Econometrics and Finance","cited_by":5,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Insolvency; Bankruptcy; Creditor; Stylized fact; Debt; Loan; Debtor; Shock (circulatory); Economics; Business; Financial system; Finance; Labour economics; Macroeconomics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0002352773,0.0001272725,0.0006135142,0.00005771104,0.00002430399,0.000002741215,0.0002566875,0.00002992283,0.0005537903],"category_scores_gemma":[0.0000208676,0.0001443703,0.00005404382,0.000275891,0.00001712071,0.0000731567,0.00002508315,0.0001032025,0.000005266432],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005093935,"about_ca_system_score_gemma":0.00196563,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.9995581,"about_ca_topic_score_gemma":0.9997875,"domain_scores_codex":[0.9986469,0.00001247609,0.0007695776,0.0002215023,0.0000604732,0.0002890938],"domain_scores_gemma":[0.9991966,0.00001414971,0.0003475952,0.0003405823,0.00001899465,0.00008200379],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0000213825,0.0001768564,0.2244284,0.007182714,0.00009990353,0.0004284824,0.0004811262,0.00002856863,0.000004155344,0.29006,0.4483767,0.02871167],"study_design_scores_gemma":[0.0001733307,0.00001163104,0.08066042,0.000718522,0.000004970006,0.000004416464,0.000005760673,0.00001034487,0.00003037319,0.0003382649,0.9178231,0.0002189171],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"review","genre_gemma":"empirical","genre_scores_codex":[0.1483788,0.4824522,0.00003635071,0.000810033,0.001034481,0.0005369125,0.0003810846,0.00001405532,0.3663561],"genre_scores_gemma":[0.9473488,0.04900387,0.0001492566,0.002935869,0.00002176484,0.00001680345,0.000004117467,0.00002049384,0.0004989651],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.79897,"threshold_uncertainty_score":0.6063615,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.04872661283664863,"score_gpt":0.1909807112822031,"score_spread":0.1422540984455544,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}