{"id":"W2287972728","doi":"","title":"Creditor Rights, Enforcement and Costs of Loan Finance","year":2005,"lang":"en","type":"article","venue":"","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":12,"is_retracted":false,"has_abstract":true,"ca_institutions":"Queen's University","funders":"","keywords":"Creditor; Loan; Basis point; Property rights; Business; Enforcement; Financial system; Monetary economics; Economics; Finance; Debt; Interest rate; Law","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0003094865,0.000084165,0.0001959395,0.00009050234,0.00005981519,0.00001936118,0.000109544,0.00005242677,0.0007413424],"category_scores_gemma":[0.00003562538,0.00008714062,0.00003615105,0.000122911,0.00009091359,0.000159397,0.0000355486,0.00004200728,0.00007291862],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00009159833,"about_ca_system_score_gemma":0.000008988125,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0003399004,"about_ca_topic_score_gemma":0.0001193736,"domain_scores_codex":[0.9991094,0.00000499707,0.0004464975,0.0002518045,0.00003467569,0.0001526515],"domain_scores_gemma":[0.9994606,0.00003985093,0.0001826899,0.0002586277,0.00003086045,0.00002733705],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.000004288213,0.00007804248,0.02701783,0.00000948552,0.000006571214,7.987816e-8,0.0001830463,0.0003198753,0.000008641192,0.9672181,0.001178433,0.003975591],"study_design_scores_gemma":[0.001411038,0.0002246231,0.2601106,0.00003816544,0.000007790985,0.000003426911,0.00003498374,0.04531505,0.002294828,0.06473077,0.6252632,0.0005655591],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9067588,0.001568907,0.006386296,0.0003924344,0.0004444048,0.0002194932,0.00004511088,0.00003212746,0.08415242],"genre_scores_gemma":[0.9956041,0.00006118495,0.002843137,0.00004085519,0.000184843,0.000005914254,0.000003797737,0.000006142358,0.001250011],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.9024873,"threshold_uncertainty_score":0.8117179,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01336484004066225,"score_gpt":0.217345489983044,"score_spread":0.2039806499423818,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}