{"id":"W2303141977","doi":"","title":"Adoption and use of SMS/Mobile banking services in Zimbabwe: an exploratory study","year":2011,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"ICT Impact and Policies","field":"Engineering","cited_by":33,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Mobile banking; SMS banking; Exploratory research; Business; Appeal; Service (business); Marketing; Short Message Service; Computer science; Telecommunications; Political science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0009319729,0.0003530791,0.000367195,0.001431852,0.002373573,0.001668444,0.0003766472,0.0006431748,0.002108357],"category_scores_gemma":[0.003173607,0.0006130648,0.0002968422,0.002005399,0.0009968788,0.001393315,0.001110142,0.0008037382,0.0003067384],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001545818,"about_ca_system_score_gemma":0.0008295924,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0340216,"about_ca_topic_score_gemma":0.04326811,"domain_scores_codex":[0.9992994,0.0002169244,0.00005640137,0.00005383186,0.0001069769,0.0002664874],"domain_scores_gemma":[0.9990952,0.000383489,0.0002606654,0.00003844232,0.0001300937,0.00009213246],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001301421,0.0005659354,0.5880427,0.0003115234,0.00003911743,0.004018331,0.3694364,0.0001263724,0.00879248,0.001082489,0.000246918,0.02720756],"study_design_scores_gemma":[0.00001105375,0.0005710738,0.7268434,0.0002158224,0.0000412788,0.0009118826,0.2657945,0.0005507607,0.0006286559,0.0001170436,0.004286724,0.00002783206],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9993248,0.00007050693,0.00004152299,0.00005723946,7.541651e-7,0.0000398642,0.00002557196,6.266717e-7,0.0004392317],"genre_scores_gemma":[0.9990036,0.0003346193,0.0001684739,0.00004654103,0.000001544983,0.00006655895,0.00002997247,8.909562e-7,0.0003478521],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.0340216,"threshold_uncertainty_score":0.0676471,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03806860023467067,"score_gpt":0.2532061942382124,"score_spread":0.2151375940035418,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}