{"id":"W2341537232","doi":"","title":"Do Foreign Banks Lead in Internet Banking Services","year":2005,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":10,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"The Internet; Business; Retail banking; Transactional leadership; Telephone banking; Financial services; Financial system; Commerce; Finance; Economics; Computer science; World Wide Web","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002770054,0.0002034308,0.0004578189,0.000341528,0.000070369,0.0001737928,0.0007544558,0.0001038112,0.0004294741],"category_scores_gemma":[0.00006059588,0.0001686867,0.0001176898,0.0002429542,0.0001185246,0.0004154751,0.0001709227,0.0005144299,0.00003895073],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001601822,"about_ca_system_score_gemma":0.00001411373,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0004729615,"about_ca_topic_score_gemma":0.0002664662,"domain_scores_codex":[0.9981019,0.0001011851,0.001152331,0.0002283895,0.0001048388,0.0003113696],"domain_scores_gemma":[0.9984623,0.0002597551,0.0008390278,0.0003177898,0.00007382743,0.00004726516],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002626325,0.0003721505,0.673411,0.0001694943,0.0001681273,0.000009602166,0.03283247,0.002388367,0.00005949978,0.1912156,0.001109492,0.09800159],"study_design_scores_gemma":[0.003572909,0.000793206,0.6445339,0.001886869,0.00008006648,0.0007416043,0.002334514,0.1285887,0.0006508169,0.1704469,0.04522778,0.001142811],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.973821,0.007191198,0.004922152,0.001147675,0.0002382588,0.0001048742,0.000003963825,0.00001558802,0.01255527],"genre_scores_gemma":[0.9980528,0.000288753,0.000523069,0.0005637471,0.0002002575,0.000001809982,0.000001516775,0.00002474712,0.0003433396],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1262003,"threshold_uncertainty_score":0.6878843,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02391834000949687,"score_gpt":0.2400180506948086,"score_spread":0.2160997106853117,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}