{"id":"W2344443076","doi":"10.4172/1204-5357.1000111","title":"Varying Impacts of Electronic Banking on the Banking Industry","year":2015,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"Technology Adoption and User Behaviour","field":"Decision Sciences","cited_by":5,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Electronic banking; Banking industry; Retail banking; Business; Financial services; Product (mathematics); Marketing; Service (business); Qualitative research; Accounting; Finance; Computer science; The Internet","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.008051777,0.0001553192,0.0003144559,0.0002805902,0.0001391185,0.0001316563,0.001431994,0.0001778865,0.0002342315],"category_scores_gemma":[0.00111669,0.00007448473,0.0001103318,0.0004158923,0.0001994674,0.0001998276,0.0002453802,0.001720549,0.00001292988],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00007157918,"about_ca_system_score_gemma":0.0001112144,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00005938931,"about_ca_topic_score_gemma":0.0000181284,"domain_scores_codex":[0.99739,0.0005516365,0.0007509756,0.0001319878,0.0008853659,0.0002899728],"domain_scores_gemma":[0.9967496,0.001451329,0.0009423509,0.0004404159,0.0003373546,0.00007890394],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.002297318,0.0006120427,0.5579986,0.00002239307,0.0006563552,0.00008976906,0.04314784,0.001937613,0.006177037,0.1262483,0.06070117,0.2001116],"study_design_scores_gemma":[0.007151007,0.006440131,0.306352,0.003981379,0.0007210486,0.007236274,0.04750918,0.008867138,0.03264792,0.5396537,0.03794795,0.001492214],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9903747,0.0006554931,0.000944533,0.005717475,0.0002545909,0.0000609501,9.000905e-7,0.00001586844,0.001975443],"genre_scores_gemma":[0.9984182,0.00004810617,0.00004905448,0.00117037,0.00007803669,6.250442e-7,1.438878e-7,0.00001157957,0.0002238424],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.4134054,"threshold_uncertainty_score":0.7475024,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1225572714336958,"score_gpt":0.3656894117939776,"score_spread":0.2431321403602818,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}