{"id":"W2396843519","doi":"","title":"The Adoption of Internet Banking in Nigeria: An Empirical Investigation","year":2006,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"ICT Impact and Policies","field":"Engineering","cited_by":95,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"The Internet; Interactivity; Computer science; Computer security; Confidentiality; Business; Information security; Encryption; Internet privacy; World Wide Web","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001405448,0.0001862785,0.0002822622,0.00153142,0.001292688,0.002075164,0.0003483959,0.0006392743,0.002926831],"category_scores_gemma":[0.005961114,0.0004697557,0.0001984942,0.002228607,0.0009942552,0.001558646,0.0008577164,0.001301528,0.0004064047],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0009226751,"about_ca_system_score_gemma":0.001180359,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.009006569,"about_ca_topic_score_gemma":0.01242991,"domain_scores_codex":[0.9990857,0.0002688647,0.0001122987,0.00007042327,0.0002230549,0.0002396716],"domain_scores_gemma":[0.9907684,0.003901056,0.003084945,0.0001927056,0.001008088,0.001044797],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00004598408,0.0004657669,0.9830759,0.00005203757,0.000009503443,0.0004659556,0.01026838,0.00006094138,0.000201535,0.0003818289,0.0001224089,0.004849776],"study_design_scores_gemma":[0.000004308054,0.0002005165,0.946299,0.0001129814,0.00001848694,0.0004636927,0.05112427,0.0005433785,0.000148831,0.0000711783,0.001002775,0.00001062486],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9987999,0.00005535637,0.00002244612,0.00004759877,0.00000130618,0.00001326879,0.00002934772,5.017923e-7,0.001030288],"genre_scores_gemma":[0.9992709,0.0002750864,0.00007610342,0.00002580586,0.000002911549,0.00001291429,0.0000511748,9.533952e-7,0.0002842859],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009006569,"threshold_uncertainty_score":0.01790828,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01857352386145626,"score_gpt":0.261098469559096,"score_spread":0.2425249456976398,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}