{"id":"W2465744489","doi":"","title":"The Profiling the Internet Banking Adopter","year":2005,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"Technology Adoption and User Behaviour","field":"Decision Sciences","cited_by":7,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"The Internet; Early adopter; Profiling (computer programming); Business; Logistic regression; Electronic banking; Scale (ratio); Computer science; Marketing; World Wide Web","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00702973,0.0001589459,0.0002253816,0.0001235647,0.000380673,0.0004614829,0.002291107,0.00008596678,0.0002150788],"category_scores_gemma":[0.0005028013,0.00005985933,0.0001428351,0.0002305717,0.0003779622,0.0002382909,0.0004182174,0.001001969,0.00006027154],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00003572819,"about_ca_system_score_gemma":0.00002691039,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00002425304,"about_ca_topic_score_gemma":0.00008229829,"domain_scores_codex":[0.9975412,0.000509192,0.0008435888,0.0001452279,0.0007017119,0.0002590495],"domain_scores_gemma":[0.9966195,0.001849085,0.0006913918,0.0005206948,0.0002700787,0.00004927003],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0004891867,0.000115533,0.1077186,0.00000409519,0.0001969355,0.00001938498,0.0146388,0.0002935922,0.0005070244,0.02748061,0.07469118,0.7738451],"study_design_scores_gemma":[0.001821579,0.0006807157,0.1415022,0.0005340549,0.0002817062,0.004220387,0.02097296,0.01858216,0.005926165,0.03255278,0.7723256,0.0005996681],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9615014,0.001831482,0.006424699,0.02798902,0.0005243932,0.00009334461,8.358105e-7,0.00002522092,0.001609617],"genre_scores_gemma":[0.9938189,0.0001992894,0.0002851354,0.002233239,0.0002260483,0.000001846796,1.583131e-7,0.0000113093,0.003224018],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.7732454,"threshold_uncertainty_score":0.4450091,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.07250381682163373,"score_gpt":0.3485417617928714,"score_spread":0.2760379449712377,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}