{"id":"W2484113684","doi":"","title":"Determinants of Successful Access to Bank Loans by Vietnamese SMEs: New Evidence from the Red River Delta","year":2016,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"Islamic Finance and Banking Studies","field":"Business, Management and Accounting","cited_by":12,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Collateral; Access to finance; Vietnamese; Business; Ordinary least squares; Finance; Logit; Trade finance; Key (lock); Small and medium-sized enterprises; Industrial organization; Economics; Public finance; Computer science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007412327,0.0001775499,0.000329238,0.00007231498,0.0001400267,0.0001723552,0.001287224,0.00004029893,0.00009924069],"category_scores_gemma":[0.0002926322,0.00007832556,0.00008117333,0.0001969835,0.0001543628,0.0009728256,0.0005637916,0.00016346,0.00001279962],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00002176692,"about_ca_system_score_gemma":0.00002219006,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003916442,"about_ca_topic_score_gemma":0.0007556553,"domain_scores_codex":[0.9988323,0.00005069798,0.0004773843,0.0001359843,0.0002875657,0.0002160679],"domain_scores_gemma":[0.9983017,0.0005601372,0.0006543704,0.0002694658,0.0002063386,0.000007971876],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0005302478,0.00004700155,0.4900674,0.00005509056,0.0001410969,0.00001092047,0.003650896,0.000007399767,0.00237575,0.0002006131,0.2795078,0.2234058],"study_design_scores_gemma":[0.002269,0.0003027666,0.9101874,0.01723185,0.0007195348,0.00005777093,0.001141799,0.0003880802,0.005473773,0.01541048,0.0461015,0.0007160731],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9831157,0.001456215,0.001606198,0.01325833,0.0002985637,0.000100395,0.000004238853,0.000009465806,0.0001508452],"genre_scores_gemma":[0.9953845,0.0007435395,0.00004205646,0.002921051,0.0005006245,0.000001401669,4.216729e-7,0.000014785,0.0003916943],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.42012,"threshold_uncertainty_score":0.5920516,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0282831350779403,"score_gpt":0.2710259619953446,"score_spread":0.2427428269174043,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}