{"id":"W2493304994","doi":"","title":"Determinants of Demand for Life Insurance: The Case of Canada","year":2015,"lang":"en","type":"article","venue":"Journal of Comparative International Management","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":10,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of New Brunswick","funders":"","keywords":"Life insurance; Economics; Actuarial science; Life expectancy; Spurious relationship; Income protection insurance; Key person insurance; Insurance policy; General insurance; Public economics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":true,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.000840379,0.00008689013,0.0003786288,0.0001544664,0.00003856252,0.0000156374,0.0003500395,0.0000169518,0.00001645337],"category_scores_gemma":[0.00007977171,0.00007032113,0.0001057441,0.0001084558,0.00004747622,0.0001478309,0.00005911638,0.00006160494,0.00000204712],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001154242,"about_ca_system_score_gemma":0.00007933305,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.004160089,"about_ca_topic_score_gemma":0.008950411,"domain_scores_codex":[0.9987086,0.00001507021,0.0009657256,0.00009261945,0.0001089021,0.0001090943],"domain_scores_gemma":[0.9979597,0.00006939944,0.00141069,0.0001201014,0.0003900961,0.00004997252],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.0008786872,0.0003752907,0.1578462,0.0001836822,0.001032861,0.0002991887,0.002237031,0.0154587,0.000002720252,0.7678905,0.05001286,0.003782219],"study_design_scores_gemma":[0.007493269,0.0009568222,0.5202326,0.0002793368,0.00009384665,0.0001836539,0.007209888,0.01612959,0.0007912763,0.1091274,0.3370057,0.0004965939],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9662094,0.0009124208,0.01009762,0.0005203017,0.001431227,0.0003030398,0.0001312048,0.000001220509,0.02039357],"genre_scores_gemma":[0.9985606,0.00009200085,0.0007116932,0.0001226395,0.0001062623,0.00001153521,0.0000010376,0.000004986971,0.0003892554],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.6587631,"threshold_uncertainty_score":0.6288838,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06093129398302537,"score_gpt":0.2926398667565468,"score_spread":0.2317085727735214,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}