{"id":"W2525515188","doi":"10.1111/jofi.12270","title":"Transparency in the Financial System: Rollover Risk and Crises","year":2015,"lang":"en","type":"article","venue":"The Journal of Finance","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":169,"is_retracted":false,"has_abstract":true,"ca_institutions":"HEC Montréal; McGill University","funders":"","keywords":"Transparency (behavior); Rollover (web design); Ex-ante; Incentive; Regulator; Economics; Monetary economics; Business; Information asymmetry; Financial crisis; Financial system; Finance; Microeconomics; Macroeconomics; Computer security; Computer science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.004021343,0.00009784157,0.0002838576,0.00009677236,0.0001016647,0.00003572206,0.0004117665,0.0000534897,0.000006301552],"category_scores_gemma":[0.0004540231,0.00006370826,0.00006178202,0.0003132353,0.000110208,0.00021728,0.00001629992,0.0002551601,0.0000131384],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00007978674,"about_ca_system_score_gemma":0.00005474256,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0001971142,"about_ca_topic_score_gemma":0.0001020733,"domain_scores_codex":[0.9988146,0.0001086946,0.0007036944,0.0001156347,0.00008820659,0.000169118],"domain_scores_gemma":[0.9987934,0.0001633482,0.0006893887,0.0002631903,0.00006567658,0.0000249511],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0003076291,0.0003287107,0.7251302,0.0001078542,0.00002442651,0.00002046268,0.0342498,0.01639666,0.000005677636,0.2137623,0.002425823,0.007240439],"study_design_scores_gemma":[0.0008996731,0.0001891041,0.9467691,0.00005513947,0.00001832202,0.00008792512,0.0004202659,0.002639957,0.000008455647,0.03939085,0.009393083,0.0001280899],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9760345,0.01528707,0.00562178,0.0006396833,0.0003651844,0.0001353266,0.00001997499,0.000004345377,0.001892088],"genre_scores_gemma":[0.9988328,0.0007425832,0.0001996048,0.00005754528,0.0001232432,0.000002193596,1.921942e-7,0.000006944883,0.00003487506],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.2216389,"threshold_uncertainty_score":0.2597947,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03634042842391298,"score_gpt":0.2303281739396137,"score_spread":0.1939877455157007,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}