{"id":"W2528501036","doi":"","title":"Internet Banking: Boon or Bane ?","year":2004,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"ICT Impact and Policies","field":"Engineering","cited_by":34,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Bandwagon effect; The Internet; Computer science; Internet privacy; Computer security; Telecommunications; Business; World Wide Web; Political science; Law","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0004266209,0.0001670124,0.0002336515,0.0001046064,0.00003864826,0.00008610648,0.0003674899,0.00005715125,0.0002067174],"category_scores_gemma":[0.00002929534,0.00009800737,0.00007026317,0.00009098785,0.00006285186,0.0001484409,0.0000619631,0.0004306922,0.00001703898],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00006935061,"about_ca_system_score_gemma":0.00001767225,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0001905801,"about_ca_topic_score_gemma":0.00005045789,"domain_scores_codex":[0.9991837,0.00005016217,0.0003407176,0.00003192492,0.0001592083,0.0002343436],"domain_scores_gemma":[0.9994919,0.0001478409,0.0001083073,0.0001393861,0.00004198388,0.00007054391],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"qualitative","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00319299,0.000486371,0.01012616,0.0009190238,0.003068231,0.0003122631,0.4981627,0.05207307,0.02369796,0.02813565,0.2186951,0.1611305],"study_design_scores_gemma":[0.01537385,0.008491233,0.05336557,0.0129859,0.001532891,0.03621398,0.02377635,0.01695875,0.2234362,0.02465877,0.5791964,0.004010103],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9874154,0.001383774,0.004526659,0.0008807472,0.0004874522,0.00004213018,0.00000150322,0.00004871195,0.005213611],"genre_scores_gemma":[0.9974613,0.0004774162,0.00008252251,0.0006323349,0.0002674808,4.904906e-7,6.748609e-7,0.00002758504,0.00105019],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.4743863,"threshold_uncertainty_score":0.3996625,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02402836304274235,"score_gpt":0.2495511822778825,"score_spread":0.2255228192351401,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}