{"id":"W2558255075","doi":"10.2139/ssrn.2502889","title":"Credit Cycles and Financial Statement Verification","year":2014,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":7,"is_retracted":false,"has_abstract":false,"ca_institutions":"Quest University Canada","funders":"","keywords":"Financial statement; Statement (logic); Business; Letter of credit; Financial statement analysis; Accounting; Actuarial science; Finance; Financial system; Economics; Financial ratio; Political science; Audit; Law","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002249649,0.00009773888,0.0001887382,0.0001072459,0.0001794568,0.00009618992,0.0001228034,0.00005942802,0.00005621603],"category_scores_gemma":[0.0001087184,0.0001133422,0.000049528,0.00004882802,0.00003207202,0.0002075192,0.00002197524,0.0004460936,0.0001489135],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003940777,"about_ca_system_score_gemma":0.0001518831,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00005005195,"about_ca_topic_score_gemma":0.0001428582,"domain_scores_codex":[0.9984674,0.00001670591,0.0004092677,0.0001961439,0.00002112293,0.0008893976],"domain_scores_gemma":[0.9995179,0.00002173492,0.000257516,0.0001255089,0.00001506872,0.00006225727],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.00002653193,0.00003019944,0.01541876,0.000005978491,0.00002588327,2.372639e-7,0.0001538095,0.0000389237,0.00001178425,0.9216084,0.000342594,0.06233688],"study_design_scores_gemma":[0.00059906,0.0001633436,0.01267686,0.000005464914,0.000005881977,0.00003489477,0.0001321168,0.00188821,0.00001272913,0.8757983,0.108479,0.000204151],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9289092,0.001401935,0.04470827,0.001172788,0.0006003383,0.00008813626,0.000007451502,0.0000280004,0.02308385],"genre_scores_gemma":[0.9912288,0.00757686,0.000224752,0.0001066595,0.0004235131,0.00000336256,0.000004314783,0.00001646558,0.0004152342],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1081364,"threshold_uncertainty_score":0.4621959,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01138237764943756,"score_gpt":0.2006392937436532,"score_spread":0.1892569160942157,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}