{"id":"W2595653799","doi":"","title":"Waves Of Multimedia Banking Development","year":2004,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":5,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Banking industry; Cash; Computer science; Telecommunications; Third wave; Business; Financial system; Finance; Economics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001443541,0.0001811308,0.0001657068,0.002588031,0.001963321,0.005886945,0.0003901669,0.001094931,0.01274326],"category_scores_gemma":[0.007616884,0.0002253602,0.0002252653,0.00254727,0.001467747,0.003927413,0.003729824,0.001912215,0.0007685232],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003092829,"about_ca_system_score_gemma":0.001446559,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003247093,"about_ca_topic_score_gemma":0.004072864,"domain_scores_codex":[0.9985816,0.0004015991,0.00006077666,0.0001237233,0.0004734742,0.0003588265],"domain_scores_gemma":[0.995231,0.001879522,0.001009905,0.0002196588,0.001002818,0.0006571205],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.0006352554,0.0002728869,0.1104528,0.0003546109,0.0000340859,0.004527101,0.0627189,0.0007315337,0.004960095,0.4543451,0.02492838,0.3360393],"study_design_scores_gemma":[0.00005910408,0.0004769115,0.2936981,0.0008148484,0.00004449182,0.005138114,0.08862212,0.002998302,0.005626997,0.04527057,0.5571231,0.0001274137],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.7499077,0.001928611,0.003064301,0.01195226,0.0001585085,0.0001629423,0.0003705829,0.00009126883,0.2323638],"genre_scores_gemma":[0.9911471,0.0007858419,0.0006667887,0.0007556737,0.00008890508,0.00004128147,0.0000740029,0.00001514118,0.006425294],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01274326,"threshold_uncertainty_score":0.04263049,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02547460938153223,"score_gpt":0.2329792851728072,"score_spread":0.207504675791275,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}