{"id":"W2601462271","doi":"","title":"Start-Up Financing, Owner Characteristics, and Survival","year":2003,"lang":"en","type":"preprint","venue":"RePEc: Research Papers in Economics","topic":"Firm Innovation and Growth","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Waterloo","funders":"","keywords":"Ceteris paribus; Loan; Participation loan; Business; Non-conforming loan; Cross-collateralization; Bridge loan; Actuarial science; Loan sale; Financial system; Positive correlation; Term loan; Finance; Economics; Non-performing loan","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001301643,0.000146734,0.0003176341,0.0008390097,0.0003378122,0.0007424505,0.0003097568,0.0004143002,0.005716904],"category_scores_gemma":[0.007355516,0.00009928879,0.0002698733,0.0007622772,0.0004576936,0.0005240027,0.0006120536,0.0006920858,0.0004599686],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003389743,"about_ca_system_score_gemma":0.0003231224,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003473825,"about_ca_topic_score_gemma":0.004894815,"domain_scores_codex":[0.9997688,0.0000731574,0.00001525794,0.00002964224,0.0000282515,0.00008489613],"domain_scores_gemma":[0.9822649,0.009884103,0.003782694,0.0004857441,0.0006459144,0.002936672],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001209862,0.00009799669,0.9930744,0.0000117745,0.00003648838,0.0001425943,0.0001573724,0.001158911,0.0001569861,0.0003233785,0.0001399868,0.00457922],"study_design_scores_gemma":[0.00001504642,0.0002317966,0.9942636,0.00001829937,0.00004175764,0.0001768348,0.000422413,0.003245248,0.0002159309,0.0008835983,0.0004770396,0.000008396105],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.999018,0.0001342031,0.0001677166,0.00005220602,0.000001974758,0.000004878219,0.0001564202,0.000002525499,0.0004620749],"genre_scores_gemma":[0.9990042,0.0000795915,0.000063914,0.000006248969,0.00000571867,0.000004533031,0.0002066608,9.522277e-7,0.0006282327],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.005716904,"threshold_uncertainty_score":0.01912493,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05714706560757745,"score_gpt":0.2853971533727127,"score_spread":0.2282500877651352,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}